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Farshad Nowshadi / KEYNOTE FIRESIDE CHAT The era of the invisible bank: powering every experience through embedded finance and agentic AI

Nauman Hassan / PANEL Frictionless commerce: embedded payments shifting value creation from checkout to ecosystem

Jean Sideris / PANEL Frictionless commerce: embedded payments shifting value creation from checkout to ecosystem

Vikramjit Sandhu / UBF Digital Banking Committee

Corey Thompson / UBF Digital Banking Committee

Fernando Plaza Lopez / UBF Digital Banking Committee

Hussain Alkhalsan / PRESENTATION UBF Advisory Information Security Committee - Cyber risk quantification and maturity for the banking sector

Amit Mehta / PRESENTATION UBF Advisory Information Security Committee - Cyber risk quantification and maturity for the banking sector

Hussein Bahgat Shafik / PRESENTATION UBF Advisory Information Security Committee - Cyber risk quantification and maturity for the banking sector

Mohamad Hamed / PANEL Transforming cross-border banking: from delays to real-time efficiency

Shakti Katyal / PANEL Transforming cross-border banking: from delays to real-time efficiency

Hamad Al Fouzan / PANEL Core banking of the future: real-time processing driving operational efficiency

Andrea Cianchetti / PANEL Now means now: how real-time payments are rewiring commerce and finance

Faisal Ahmad / PANEL Now means now: how real-time payments are rewiring commerce and finance

Priyanka Manchanda / PANEL Now means now: how real-time payments are rewiring commerce and finance

Ali Nanji / PRESENTATION The legacy iceberg and the cost of standing still. How to modernise without disruption

Warren Bond / 15:40 INTERVIEW When two worlds collide – leading the future-ready bank

Subramaniam Sundaram / 15:40 INTERVIEW When two worlds collide – leading the future-ready bank

Nadeem Khitan / PANEL The AI-driven bank: cloud platforms powering real-time decisions across financial operations

Mahmoud Hamouda / PANEL The AI-driven bank: cloud platforms powering real-time decisions across financial operations

Haishan Wu / PANEL The AI-driven bank: cloud platforms powering real-time decisions across financial operations

Shaarawy Mohamed / INTERVIEW From workflow to agentic workforce: welcome your new AI employee

Amna Usman Chaudhry / INTERVIEW From workflow to agentic workforce: welcome your new AI employee

Maher Al Kaabi / KEYNOTE FIRESIDE CHAT Open data at the heart of innovation: APIs as the backbone of open finance and the future of financial platforms

Nilay Ranjan Singh / KEYNOTE FIRESIDE CHAT Open data at the heart of innovation: APIs as the backbone of open finance and the future of financial platforms

Bora Göknar / KEYNOTE PRESENTATION Insight to action: The future of payments in the UAE

Fares Antoun / PANEL The revolution of everyday spending: digital payment behaviours reshaping retail and online commerce

Kartik Taneja / UBF Fintech Committee

Srinivasan Sampath / UBF Information Technology Committee – Technology resilience and data sovereign

Noman Rasheed / UBF Information Technology Committee – Technology resilience and data sovereign

Yan Bechet / UBF AI Committee

Xi Liang / UBF AI Committee

Vishal Tikyani / INTERVIEW Stablecoins in cross border transactions

Farshad Nowshadi / PANEL Alliances that transform redefining finance through bank-fintech collaboration

Georgia Kyprianou / PANEL Alliances that transform redefining finance through bank-fintech collaboration

Abdullah Al-Mutawaa / PANEL The fintech infrastructure shift: mobile money fueling digital-first finance

Mahmoud Abdawi / INTERVIEW Bridging the ecosystem: banks building the next generation of fintech

Yan Bechet / UBF AI Committee – Regulator meets innovators: AI, regulation and the banks

Saurabh Jain / FIRESIDE CHAT Beyond competition: structuring win-win partnerships between financial institutions and fintechs

Lux Thiagarajah / FIRESIDE CHAT Beyond competition: structuring win-win partnerships between financial institutions and fintechs

Syed Shafiullah / PANEL From payments to platforms: why super apps and wallets win

Nithin Nandakumar / PANEL From payments to platforms: why super apps and wallets win

Ramy Refaat / PANEL From payments to platforms: why super apps and wallets win

James Bushby / FIRESIDE CHAT The bank of 2030

Antonio Camacho Hubner / FIRESIDE CHAT The bank of 2030

Arif Khan / FIRESIDE CHAT The bank of 2030

Waheed Rathore / FIRESIDE CHAT UBF Compliance & Advisory Compliance Committees

Haseeb Ansari / FIRESIDE CHAT UBF Compliance & Advisory Compliance Committees

Muzaffar Khan / FIRESIDE CHAT UBF Compliance & Advisory Compliance Committees

Jean Sideris / PANEL Transforming payment journeys: anticipating customer behaviour in real time with AI

Amr Kandel / PRESENTATION Beyond the AI hype; why the future of banking depends on an AI-ready core

Osama Al Rahma / KEYNOTE PANEL The future of money: building a digital, borderless, and inclusive payment ecosystem

Yiannos Ashiotis / KEYNOTE PRESENTATION If I were starting a fintech today, here’s exactly what I’d build

Maher Al Kaabi / PANEL The global crypto race: CBDCs and crypto shaping the future of finance

Gabriella Savastano / PANEL The global crypto race: CBDCs and crypto shaping the future of finance

Malek Mroueh / PANEL Protecting every payment: AI-powered fraud detection across all digital commerce channels for a secure process

Farshad Nowshadi / PRESENTATION The rise of AI agents in finance: revolutionising the future of financial services

Carlos Oderiz San Martin / PRESENTATION Illuminating the blind spots: continuous identity for AI-driven security in the UAE

Afroditi Boura / INTERVIEW The invisible risk: Why AI governance is becoming the most important insurance product

Gabriella Savastano / INTERVIEW The invisible risk: Why AI governance is becoming the most important insurance product

Dara Campbell / PANEL Smarter capital: AI and analytics driving real-time investment optimisation

Hardik Shah / INTERVIEW

Andreas Tsindos / INTERVIEW