Vikramjit Sandhu | Group Head of Digital Experience & Transformation
Emirates NBD

Vikram Sandhu is a digital transformation, AI enablement, and operational excellence leader with a career spanning six countries. He has helped build digital native banks and led large-scale transformations across banking, AI, product design, intelligent automation, and operating model redesign. Known for translating technology and AI into tangible business value, he specializes in driving growth, efficiency, and innovation at scale. Since relocating from Toronto to Dubai in 2019, Vikram is serving as the Group Head of Digital Experience & Transformation at Emirates NBD