Riyadh, 17 - 19 November 2025

Schedule

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Nov 1711:00
Conference pass

Future of payment - Empowering the Future of Retail: People, Purpose & Technology

STAGE 4: START UP STORIES

Reserved for Satocci

STAGE 4: START UP STORIES
Nov 1711:15
Conference pass

The Rise of Virtual Employees - AI and Data Shaping the Future of Work

STAGE 4: START UP STORIES

Reserved for C-Tream

STAGE 4: START UP STORIES
Nov 1711:30
Conference pass

OPENING ADDRESS

STAGE 3: DIGITAL COMMERCE ARENA

STAGE 3: DIGITAL COMMERCE ARENA
Nov 1711:30
Conference pass

The Power of Smart Systems in a Connected Supply Chain

STAGE 4: START UP STORIES

Reserved for Zip24

STAGE 4: START UP STORIES
Nov 1711:45
Conference pass

Inside Abwab.ai: The Credit Engine Driving the Future of SME Finance

STAGE 4: START UP STORIES

Reserved for Abwab.ai

STAGE 4: START UP STORIES
Nov 1711:50
Conference pass

KEYNOTE FIRESIDE CHAT The unstoppable impact of AI: reinventing the payment wheel in Saudi with smart technology

STAGE 1: KEYNOTE STAGE

STAGE 1: KEYNOTE STAGE
Nov 1711:50
Conference pass

KEYNOTE PANEL Staying at the forefront of digital commerce success: the Kingdom’s commitment to serving dynamic and innovative shopping experiences through visionary leadership and groundbreaking tech

STAGE 3: DIGITAL COMMERCE ARENA

Marwan Tayara, Chief Ecommerce Officer, SACO - Saudi Co. Hardware
Elie Aramouni, Chief Transformation Officer, Cenomi Retial
Walid Abdulrazzag BinDawood, Chief Commercial Officer, BinDawood Holding Company
Vivek Rajukumar, CEO, 6thstreet.com
STAGE 3: DIGITAL COMMERCE ARENA
Nov 1712:00
Conference pass

Money 3.0

STAGE 4: START UP STORIES

Reserved for Bos Technology

STAGE 4: START UP STORIES
Nov 1712:15
Conference pass

Transforming ECommerce with Agentic AI Chatbot : Choosing to Closing

STAGE 4: START UP STORIES

Reserved for QuintPros Solutions FZC

STAGE 4: START UP STORIES
Nov 1712:20
Conference pass

KEYNOTE PRESENTATION The quantum leap: elevating resilience beyond risk management through AI innovation

STAGE 1: KEYNOTE STAGE

Rasha Abu AlSaud, Chief Technology Officer, Saudi National Bank (SNB)
STAGE 1: KEYNOTE STAGE
Nov 1712:30
Conference pass

KEYNOTE INTERVIEW The architect of digital retail: leading with strategy, innovation and excellence to empower growth

STAGE 3: DIGITAL COMMERCE ARENA
Shaik Maqbool, Chief Technology Officer, Aljazera Markets Company
STAGE 3: DIGITAL COMMERCE ARENA
Nov 1712:30
Conference pass

AI Interactive Experiences: The Future of Customer Engagement

STAGE 4: START UP STORIES

Reserved for DOO

STAGE 4: START UP STORIES
Nov 1712:40
Conference pass

SPECIAL ADDRESS The Arab Digital Economy Index: a tool for building a competitive, knowledge-based Arab economy

STAGE 1: KEYNOTE STAGE

Hani Hossni Esmail Zurub Zurub, Member of the General Assembly, Arab Federation for Digital Economy
STAGE 1: KEYNOTE STAGE
Nov 1712:45
Conference pass

Empowering Saudi SMEs through Digital Transformation and Smart Accounting Solutions

STAGE 4: START UP STORIES

Reserved for FAAINEX

STAGE 4: START UP STORIES
Nov 1712:50
Conference pass

KEYNOTE PRESENTATION Inspire, Wire, Aspire - The Coke Way

STAGE 3: DIGITAL COMMERCE ARENA

Ghofran Dhaini, General Manager, The Coca-Cola Company
STAGE 3: DIGITAL COMMERCE ARENA
Nov 1713:00
Conference pass

Maximizing eCommerce Conversion with AI Site Search & Discovery

STAGE 4: START UP STORIES

Reserved for Wizzy.ai

STAGE 4: START UP STORIES
Nov 1713:10
Conference pass

PRESENTATION AI across different industries

STAGE 3: DIGITAL COMMERCE ARENA
Abdullah Aljarbou, Product Management Senior Analyst, channels by stc
STAGE 3: DIGITAL COMMERCE ARENA
Nov 1713:15
Conference pass

E-commerce in real estate

STAGE 4: START UP STORIES

Reserved for BROOCH

STAGE 4: START UP STORIES
Nov 1713:30
Conference pass

PANEL The race to real-time: striking the perfect balance between payments innovation, regulation and market growth

STAGE 1: KEYNOTE STAGE

Semih Ozkan, Head of Corporate Payments (MENA), JPMorgan
Kevin West, Bank Partnerships Lead, Wise Platform Lead Middle East, Wise
Mehdi El Akari, Agency Regional Director, HPS
STAGE 1: KEYNOTE STAGE
Nov 1713:30
Conference pass

PANEL Open data as a catalyst: the impact for digital payments, transaction transparency and AI in fintech

STAGE 2: PAYMENTS THEATRE

STAGE 2: PAYMENTS THEATRE
Nov 1713:30
Conference pass

PANEL Unleashing the bold power of digital commerce in the Kingdom: driving the industry with digitalisation and technological advancements

STAGE 3: DIGITAL COMMERCE ARENA

Massimiliano Spalazzi, Group Chief Executive Officer, Mumzworld
Jai Vohra, Chief Operating Officer, The Luxury Closet Inc.
Majed Al Tahan, Managing Director & Co-Founder, Danube Online
Tayfun Topkoç, EVP, Global Growth, Akinon Internet Yatirim ve Proje Gelistirme A.S.
STAGE 3: DIGITAL COMMERCE ARENA
Nov 1713:30
Conference pass

Case Studies : PolarisMAX eCommerce Platform in Retail Business in KSA

STAGE 4: START UP STORIES

Reserved for NamaaIT

STAGE 4: START UP STORIES
Nov 1713:45
Conference pass

Smart warehousing & the future of on-demand logistics in Saudi Arabia

STAGE 4: START UP STORIES

Reserved for UNITS

STAGE 4: START UP STORIES
Nov 1714:00
Conference pass

Turning compliance chaos intro control with AI powered GRC

STAGE 4: START UP STORIES

Reserved forSahl - GRC with AI

STAGE 4: START UP STORIES
Nov 1714:10
Conference pass

INTERVIEW Launching a digital bank: strategy and experience driving instant payment adoption

STAGE 1: KEYNOTE STAGE

Muhammad Hamayun Sajjad, Chief Executive Officer, Mashreq Bank Pakistan Limited
STAGE 1: KEYNOTE STAGE
Nov 1714:10
Conference pass

PRESENTATION The future of business messaging with META: accelerating your interaction with business messaging and a collaborative ecosystem

STAGE 3: DIGITAL COMMERCE ARENA

Muhannad Hasan, Head of Business Messaging Partnerships MEA, Meta
STAGE 3: DIGITAL COMMERCE ARENA
Nov 1714:15
Conference pass

Unlocking Saudi Arabia’s e-Commerce opportunity: how eComchain empowers AI-based B2B2C growth

STAGE 4: START UP STORIES

Reserved for EComChain

STAGE 4: START UP STORIES
Nov 1714:20
Conference pass

PRESENTATION Turning data into decisions: practical applications of AI in financial services

STAGE 2: PAYMENTS THEATRE

STAGE 2: PAYMENTS THEATRE
Nov 1714:30
Conference pass

INTERVIEW From constraint to catalyst: reimagining compliance in the crypto era

STAGE 1: KEYNOTE STAGE

Zeeshan Uppal, Chief Operations Officer & Compliance Director, Relm
Moderator: Mușata Matei, Fintech Consultant and Partnerships Lead, Women in AI
STAGE 1: KEYNOTE STAGE
Nov 1714:30
Conference pass

INTERVIEW The modern tech foundation: people, architecture and AI at scale

STAGE 3: DIGITAL COMMERCE ARENA
Adnan Anayat, Chief Technology Officer, HungerStation
STAGE 3: DIGITAL COMMERCE ARENA
Nov 1714:40
Conference pass

INTERVIEW Breaking barriers with APIs: open banking driving global transactions

STAGE 2: PAYMENTS THEATRE
Sameh Khairy, Head of Cash Management & Digital, Credit Agricole Egypt
Moderator: Fahim uz Zaman, Managing Director, 3A Ventures International
STAGE 2: PAYMENTS THEATRE
Nov 1714:40
Conference pass

PANEL Fuelling the future of customer engagement: elevating digital and seamless journey with retail technology

STAGE 4: RETAIL HUB

Maelle Basselot, Head of Operation - Customer & Technology, Alshaya Group
Moderator: Manal Assaad, Founder & Chief CX Strategist, KlarCX
Yahyah Pandor, Vice President & General Manager Middle East, Africa, Turkey, Blue Yonder
Marc Fischli, Executive Managing Director EMEA, Criteo
Mukul Yadav, VP & Head – MENA, Gupshup
STAGE 4: RETAIL HUB
Nov 1714:50
Conference pass

PRESENTATION Embedded Finance 2.0: how the Saudi innovation engine will transform banking, payments, and wealth at the speed of Vision 2030

STAGE 1: KEYNOTE STAGE

Qaiser Noor, Board Member, Tiqmo, Owais Capital, Arabian Pay, JS Bank, Jeel, 1957 ventures
STAGE 1: KEYNOTE STAGE
Nov 1714:50
Conference pass

14:50 Presentation The future of digital transformation in the equine world

STAGE 3: DIGITAL COMMERCE ARENA

Abdullah Al Nofaie, CEO, Beyond Technology
STAGE 3: DIGITAL COMMERCE ARENA
Nov 1715:10
Conference pass

PRESENTATION Partnership with unlimited relationship

STAGE 3: DIGITAL COMMERCE ARENA

Sultan AlQahtani, Director of Clients Relation and Business Development, Zaps Marketing
STAGE 3: DIGITAL COMMERCE ARENA
Nov 1715:20
Conference pass

INTERVIEW The success of Saudi Arabia’s F&B sector: the value of long-term partnerships and the boom of local brands

STAGE 4: RETAIL HUB

Saad Gantar, Director of Franchise, KUDU Company
STAGE 4: RETAIL HUB
Nov 1715:40
Conference pass

INTERVIEW Driving excellence in project management: transforming ideas into successful outcomes that deliver high-impact retail value

STAGE 4: RETAIL HUB
Ramninder Singh, Associate Vice President – Projects, Landmark Group
STAGE 4: RETAIL HUB
Nov 1716:00
Conference pass

PANEL Inside the Kingdom’s open payments ecosystem: innovation, collaboration and the next big breakthroughs

STAGE 1: KEYNOTE STAGE

STAGE 1: KEYNOTE STAGE
Nov 1716:00
Conference pass

PRESENTATION From legacy to digital: agile delivery as a catalyst for banking innovation

STAGE 2: PAYMENTS THEATRE

Adnaan Rasool, Head of Agile Delivery, Saudi Awwal Bank (SAB)
STAGE 2: PAYMENTS THEATRE
Nov 1716:00
Conference pass

PANEL Boosting online excellence in Saudi: strengthening the marketplace’s ecosystem for a cohesive operation

STAGE 3: DIGITAL COMMERCE ARENA

Ekaterina Gorbacheva, Global Expansion Director, Flowwow
Kailash Tulsi Gajra, Chief Executive Officer & Founder, Megastores.com
Karan Kundwani, Head of Finance, Styli - Landmark Group
Omar Alluhayyan, CEO, Blend
STAGE 3: DIGITAL COMMERCE ARENA
Nov 1716:00
Conference pass

PANEL Going beyond the traditional commerce experience: offering a competition-beating omnichannel journey to Saudi shoppers

STAGE 4: RETAIL HUB

Ruslan Al-dahleh, Director E-commerce, Tamimi markets
Ali Mansour, Chief Retail Officer, Eyewa
May Kanounji, Chief Commercial Officer, AANI&DANI
Ahmad Maarouf, Chief Business Officer, ABYAT
Evgeny Chernikov, Chief Operating Officer, Yango Tech
STAGE 4: RETAIL HUB
Nov 1716:20
Conference pass

PANEL Cloud-powered innovation: supercharging the fintech and banking sector with unstoppable security, agility and operational excellence

STAGE 2: PAYMENTS THEATRE

Muhammad Hamayun Sajjad, Chief Executive Officer, Mashreq Bank Pakistan Limited
Fares Antoun, Head of Cards, Bank of Beirut
Ahson Saeed, Managing Director - TPS Arabia, TPS Worldwide
STAGE 2: PAYMENTS THEATRE
Nov 1716:40
Conference pass

FIRESIDE CHAT Real-time liquidity in a 24/7 payments world: challenges and opportunities for corporate treasurers

STAGE 1: KEYNOTE STAGE

Priyanka Manchanda, Associate Director, Regional Liquidity & Investment, GPS, HSBC
Kamal Marghlani, Chief Revenue Officer, Foodics
Moderator: Fahim uz Zaman, Managing Director, 3A Ventures International
STAGE 1: KEYNOTE STAGE
Nov 1716:40
Conference pass

PANEL Pioneering in the customer experience landscape: thriving in the commerce scene with modern customer journeys

STAGE 3: DIGITAL COMMERCE ARENA
Mazen Kanaan, Chief Executive Officer, House of Pops
Fatima Alkharaan, Operations & Customer Experience Manager, Soum
Ziyad Saadeh, Group VP CEO, FBH group
STAGE 3: DIGITAL COMMERCE ARENA
Nov 1716:40
Conference pass

INTERVIEW In-store experiences as the next retail revolution: reinventing physical stores as brand homes and destinations to connect with target audience

STAGE 4: RETAIL HUB
Radhika Vallabhaneni, Head of Enterprise Solutions, Alshaya Group
STAGE 4: RETAIL HUB
Nov 1717:00
Conference pass

INTERVIEW Service excellence at scale: optimising payments and operations in modern banking

STAGE 2: PAYMENTS THEATRE

Saad Farooq, Head of COO Transformation, Saudi Awwal Bank (SAB)
STAGE 2: PAYMENTS THEATRE
Nov 1717:00
Conference pass

INTERVIEW Next gen visual merchandising: using tech to create immersive store experiences

STAGE 4: RETAIL HUB
Moderator: Priti Goyal, CEO and founder, Prismara Consulting
Abhishek Bharti, Head of Visual Merchandising, Lifestyle, Landmark Arabia
STAGE 4: RETAIL HUB
Nov 1717:10
Conference pass

PRESENTATION Transforming MENA trade finance: practical steps towards a unified digital future

STAGE 1: KEYNOTE STAGE

STAGE 1: KEYNOTE STAGE
Nov 1717:20
Conference pass

PANEL Leading modern retail operations: transforming in-store and online performance with high-value data and smart analytics

STAGE 4: RETAIL HUB
Tamer Ramadan, Commercial Director, SACO - Saudi Co. Hardware
Mohamad El Khatib, Head of E-commerce, Nestle
Anas F. Al-Hazmi, Managing Director, Petromin
Hassan Yaghi, Head of Retail & Marketing, Puig
STAGE 4: RETAIL HUB

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Nov 1811:00
Conference pass

PANEL From card to code: accelerating frictionless commerce through embedded payments

STAGE 2: PAYMENTS THEATRE

Fahad Altwaijri, Chief Information Officer, Bank Aljazira
Aamir Jaffar, General Manager Customer Value Management, Saudi Awwal Bank (SAB)
STAGE 2: PAYMENTS THEATRE
Nov 1811:00
Conference pass

Logix just started: transforming the future of logistics through innovation and smart connectivity

STAGE 4: START UP STORIES

Reserved for Logix

STAGE 4: START UP STORIES
Nov 1811:15
Conference pass

ShippingLog: Revolutionizing Last-Mile Delivery with Smart Automation

STAGE 4: START UP STORIES

Reserved for Scale to Success

STAGE 4: START UP STORIES
Nov 1811:30
Conference pass

The evolution of open banking and Cora’s solution

STAGE 4: START UP STORIES

Reserved for Cora

STAGE 4: START UP STORIES
Nov 1811:40
Conference pass

PRESENTATION From digital to intelligent economy: rethinking strategy for payments and fintech to compete and thrive in the intelligent age

STAGE 2: PAYMENTS THEATRE

Khaled Eid, Director, Executive Education, Nile University / Expert at World Economic Forum, World Economic Forum
STAGE 2: PAYMENTS THEATRE
Nov 1811:40
Conference pass

KEYNOTE PANEL The converged future of Saudi Arabia’s retail: injecting digital excellence to today’s in-store experiences to meet modern consumer expectations

STAGE 3: DIGITAL COMMERCE ARENA
Jorge Garcia, General Manager - KSA, BFL Group
Hamed Aldabbour, Founder & CEO, House of Cenmar
STAGE 3: DIGITAL COMMERCE ARENA
Nov 1811:45
Conference pass

Paimind, revolutionizing banking services through AI-powered solutions

STAGE 4: START UP STORIES

Reserved for Paimind

STAGE 4: START UP STORIES
Nov 1812:00
Conference pass

PRESENTATION Leveraging AI in testing: strengthening speed and resilience across the payments landscape

STAGE 2: PAYMENTS THEATRE

STAGE 2: PAYMENTS THEATRE
Nov 1812:00
Conference pass

Integrated business planning

STAGE 4: START UP STORIES

STAGE 4: START UP STORIES

Reserved for Tatabu Solutions
Nov 1812:15
Conference pass

Fintech & AI in KSA

STAGE 4: START UP STORIES

Reserved for Rabeh

STAGE 4: START UP STORIES
Nov 1812:20
Conference pass

PANEL From Riyadh to everywhere: what’s next for global transactions in a borderless economy

STAGE 2: PAYMENTS THEATRE

Khaled Al-Brahim, AGM - Head of Remittance, Arab National Bank
Khalil Alsaboori, Business Director, Gulf Payments Company
Rinat Ablet, Chief Revenue Officer, tiqmo
Moderator: Samee Zafar, Director, Edgar, Dunn & Company
STAGE 2: PAYMENTS THEATRE
Nov 1812:20
Conference pass

KEYNOTE INTERVIEW Driving retail transformation and operational turnaround: the next chapter of the industry’s growth and success

STAGE 3: DIGITAL COMMERCE ARENA
Elie Aramouni, Chief Transformation Officer, Cenomi Retial
STAGE 3: DIGITAL COMMERCE ARENA
Nov 1812:30
Conference pass

The next era of marketing is already here

STAGE 4: START UP STORIES

Reserved for Rawa AI

STAGE 4: START UP STORIES
Nov 1812:40
Conference pass

KEYNOTE INTERVIEW The role of digital commerce innovation and D2C omnichannel to build a high-performance culture

STAGE 3: DIGITAL COMMERCE ARENA

STAGE 3: DIGITAL COMMERCE ARENA
Nov 1812:45
Conference pass

Purpose Beyond Profit: Redefining Fintech Through Faith, Compassion, and Human Connection.

STAGE 4: START UP STORIES

Reserved forMVP Labs of PDGTAL LLC

STAGE 4: START UP STORIES
Nov 1813:00
Conference pass

INTERVIEW Generative AI in action: powering anticipatory digital banking experiences

STAGE 2: PAYMENTS THEATRE

Radu Topliceanu, Head of Neo and Personal Banking, Mashreq
Moderator: Erwin van Helden, Director Financial Service Solutions, Endava
STAGE 2: PAYMENTS THEATRE
Nov 1813:00
Conference pass

PANEL Establishing state-of-the-art cross border operations: a region with well-connected network and advanced infrastructure

STAGE 3: DIGITAL COMMERCE ARENA

Jasmine Luk, Regional Head of Business Development,, Maersk Contract Logistics
Abdulraouf Al Nuss, Head of Omnichannel & Marketplace, Al Hatab Foods Co.
Ashraf Abuarja, Director of Operations, Retail Partners
Ekaterina Gorbacheva, Global Expansion Director, Flowwow
STAGE 3: DIGITAL COMMERCE ARENA
Nov 1813:00
Conference pass

PANEL Crafting personalized brand experiences: enhancing your identity, communication and customer interaction in a tech era

STAGE 4: CMO SUMMIT

STAGE 4: CMO SUMMIT
Nov 1813:20
Conference pass

PANEL From disruptors to leaders: shaping the future of payments in Saudi with neobanks and strategic partnerships

STAGE 2: PAYMENTS THEATRE

Fahad Altwaijri, Chief Information Officer, Bank Aljazira
Narendra Mainali, Chief Digital Strategy Officer, Nic Asia bank
Muhammad Atif Ikram, Head of SME Lending, Saudi Awwal Bank (SAB)
Khalid Al Turki, General Manager - Financial Institutions, Alinma Bank
Moderator: Samee Zafar, Director, Edgar, Dunn & Company
STAGE 2: PAYMENTS THEATRE
Nov 1813:40
Conference pass

INTERVIEW Leading the digital revolution: Alshaya’s blueprint for the future of retail

STAGE 3: DIGITAL COMMERCE ARENA

Rob Silsbury, Vice President, Marketing & E-commerce, Alshaya Group
Karthick Janakiraman, Vice President- Customer & Technology Solutions, Alshaya Group
Moderator: Hamza Naqshband, Customer Value Director – Middle East, Adobe
STAGE 3: DIGITAL COMMERCE ARENA
Nov 1813:40
Conference pass

PRESENTATION Winning with AI: lessons from Meta’s marketing playbook

STAGE 4: CMO SUMMIT

Hasan Jad Traboulsi, Client Solutions Manager – KSA, Meta
STAGE 4: CMO SUMMIT
Nov 1814:00
Conference pass

PRESENTATION The rise of fintech in the MENA region: bolstering digital partnerships

STAGE 2: PAYMENTS THEATRE

Hardik Shah, Group Head of Product, Ooredoo Fintech
STAGE 2: PAYMENTS THEATRE
Nov 1814:10
Conference pass

INTERVIEW Showcasing the region’s latest digital initiatives: elevating the modern journey with market collaboration and digital transformation

STAGE 3: DIGITAL COMMERCE ARENA

STAGE 3: DIGITAL COMMERCE ARENA
Nov 1814:10
Conference pass

PANEL Monetizing social media as a revenue stream: turning content into profit

STAGE 4: CMO SUMMIT
Moderator: Natasha Hatherall, Founder and Chief Executive Officer, TishTash Communications
Mohamed Ashraf, Head of Marketing Communications and Digital Marketing, Abu-Dhabi Commercial Bank
Ahmed Alhob, Marketing Manager, Abdullah Al-Othaim Markets
STAGE 4: CMO SUMMIT
Nov 1814:50
Conference pass

PANEL The impact of influencer-generated content on consumer behaviour and decision making

STAGE 4: CMO SUMMIT

Safa Rahal, Cluster Director of Marketing & Communications, Mövenpick Hotels & Resorts
Layla Tamim, Director of Ad Sales MENA and Digital CEEMENAT, Warner Bros Discovery
Moderator: Bandar Abdulmajeed, Chief Brand & Marketing Officer, Amsa Hospitality
Hasan Al-Hashem, Director of Corporate Marketing, SMC Healthcare
Mohammed Al-Ghandour, Marketing Expert & Educational Influencer, Influencer
STAGE 4: CMO SUMMIT
Nov 1815:00
Conference pass

PANEL The BNPL boom: navigating the future of credit in a dynamic financial landscape and changing consumer behaviour

STAGE 2: PAYMENTS THEATRE

Mudassar Qayyum, Technical Program Manager/Technical Product Owner Lending, D360
Mohamed Ashraf, Head of Marketing Communications and Digital Marketing, Abu-Dhabi Commercial Bank
Fares Al Omari, Vice President - Risk Management, Riyadh bank
Omar Alamawi, CEO, MISpay
Moderator: Manuel Cigala, Senior Manager, Edgar, Dunn & Company
STAGE 2: PAYMENTS THEATRE
Nov 1815:30
Conference pass

PANEL Defining the next frontier for the industry’s evolution: staying ahead of the tech curve for smarter and learner operations

STAGE 3: DIGITAL COMMERCE ARENA

Kailash Tulsi Gajra, Chief Executive Officer & Founder, Megastores.com
Anas F. Al-Hazmi, Managing Director, Petromin
Akaki Kvantaliani, CEO, Nexus
Saleh Alorainy, Vice President of Digital Transformation, flynas
STAGE 3: DIGITAL COMMERCE ARENA
Nov 1815:30
Conference pass

PANEL AI-powered Ad optimization: automating campaigns for better performance

STAGE 4: CMO SUMMIT
Maxine Minty, Director of Marketing and Performance, Alshaya Group
Chiheb Ben Aissa, CEO, ZERDA GROUP
STAGE 4: CMO SUMMIT
Nov 1815:50
Conference pass

INTERVIEW Innovation at speed: leveraging biometrics and AI to eliminate barriers and accelerate merchant transactions

STAGE 2: PAYMENTS THEATRE

STAGE 2: PAYMENTS THEATRE
Nov 1816:10
Conference pass

PRESENTATION Beyond rewards: driving hyper-personalization in banking loyalty

STAGE 2: PAYMENTS THEATRE

STAGE 2: PAYMENTS THEATRE
Nov 1816:10
Conference pass

INTERVIEW Personalisation to the next level: offering Saudi shoppers next-level product innovation and uniqueness

STAGE 3: DIGITAL COMMERCE ARENA
Fadi Serhal, Director of Product Innovation, The Chefz
STAGE 3: ECOMMERCE ARENA
Nov 1816:10
Conference pass

PANEL Building emotional connections to drive long term loyalty: from points to personalization

STAGE 4: CMO SUMMIT
Driss Moutawakil, Chief Marketing Officer, Saptco Asla Transport (SAT)
Rabya Tariq, Loyalty Partnership Manager, Majid Al Futtaim
Muhammad Bilal Ajmal, Digital Marketing Manager, Arena Fitness Innovation
Hassan Yaghi, Head of Retail & Marketing, Puig
STAGE 4: CMO SUMMIT
Nov 1816:30
Conference pass

FIRESIDE CHAT The voice of the customer: crafting tailored payments experiences with cutting-edge technology

STAGE 2: PAYMENTS THEATRE

STAGE 2: PAYMENTS THEATRE
Nov 1816:30
Conference pass

PANEL Winning the battle for customer loyalty: leading with authentic branding strategies and unique reward benefits

STAGE 3: DIGITAL COMMERCE ARENA

Moderator: Natasha Hatherall, Founder and Chief Executive Officer, TishTash Communications
Sultan AlQahtani, Director of Clients Relation and Business Development, Zaps Marketing
STAGE 3: DIGITAL COMMERCE ARENA

Create your personal agenda –check the favourite icon

Nov 1911:00
Conference pass

PANEL AI vs. cybercrime: defending the Kingdom’s payments future against the next generation of money laundering threats

STAGE 2: PAYMENTS THEATRE

Narendra Mainali, Chief Digital Strategy Officer, Nic Asia bank
Jules Pagna Disso, Head of Cyber Risk Intelligence, Digital Asset Risk & Quantum Risk, BNP Paribas
Syed Sumair, Program Director, Onftech
STAGE 2: PAYMENTS THEATRE
Nov 1911:00
Conference pass

Building Agentic Commerce

STAGE 4: START UP STORIES

Reserved for Engycs

STAGE 4: START UP STORIES
Nov 1911:15
Conference pass

Beyond Social Media & AI: The Fastest, Most Reliable Path to GCC Market Growth Through Online Advertising That Delivers

STAGE 4: START UP STORIES

Reserved forPDGTAL LLC

STAGE 4: START UP STORIES
Nov 1911:30
Conference pass

PANEL The next horizon for logistics: embracing a broader innovative culture to drive modern delivery fulfilment

STAGE 3: DIGITAL COMMERCE ARENA

Ahmad Yousry, Chief Executive Officer, Rabbit
Hadi Al Mansour, Head of Logistics, Nana Direct
Mansour Anazi, Logistics Support GM, channels by stc
Fadi Serhal, Director of Product Innovation, The Chefz
STAGE 3: DIGITAL COMMERCE ARENA
Nov 1911:30
Conference pass

PRESENTATION E-Invoicing in Saudi Arabia: From Regulation to Real Impact

STAGE 4: ACCOUNTING REFIGURED
Hesham Albarrak, Board Member, Qoyod
STAGE 4: ACCOUNTING REFIGURED
Nov 1911:50
Conference pass

INTERVIEW Adapting to uncertainty: how AI transforms risk decision-making

STAGE 2: PAYMENTS THEATRE

Abdulaziz Aldawood, Chief Executive Officer, Alraedah
Moderator: Fahim uz Zaman, Managing Director, 3A Ventures International
STAGE 2: PAYMENTS THEATRE
Nov 1911:50
Conference pass

PRESENTATION Advancing Saudi Tax Compliance with Odoo and AI

STAGE 4: ACCOUNTING REFIGURED

Yatin Gupta, Lead Product Owner (MENA), Odoo
Omar ElMoghayer, Regional Enterprise Manager, Odoo
STAGE 4: ACCOUNTING REFIGURED
Nov 1912:10
Conference pass

PANEL Unmasking the AI threat: fighting deepfakes and AI-driven fraud in real time across Saudi Arabia’s payments ecosystem

STAGE 2: PAYMENTS THEATRE

STAGE 2: PAYMENTS THEATRE
Nov 1912:10
Conference pass

PRESENTATION Delivery beyond borders: The SMSA Story

STAGE 3: DIGITAL COMMERCE ARENA
Salah Taha, COO, SMSA Express Transportation LLC
STAGE 3: DIGITAL COMMERCE ARENA
Nov 1912:10
Conference pass

PRESENTATION SMSA

STAGE 3: DIGITAL COMMERCE ARENA

STAGE 3: DIGITAL COMMERCE ARENA
Nov 1912:10
Conference pass

PRESENTATION The role of CFO's in AI driven digital transformation

STAGE 4: ACCOUNTING REFIGURED
Waleed Shahnawaz, Group CFO, Abu Dhabi International Marine Sports Club
Moderator: Zubair Mohammad, Accounting Refigured
STAGE 4: ACCOUNTING REFIGURED
Nov 1912:30
Conference pass

PRESENTATION Hacking customer behaviour using machine learning models

STAGE 3: DIGITAL COMMERCE ARENA

Alexey Mednikov, Director of Strategy, Machine Learning and Analytics, ToYou
STAGE 3: DIGITAL COMMERCE ARENA
Nov 1912:30
Conference pass

INTERVIEW Economic outlook 2026: what the numbers mean for SMEs

STAGE 4: ACCOUNTING REFIGURED

Muhammad Atif Ikram, Head of SME Lending, Saudi Awwal Bank (SAB)
Moderator: Zubair Mohammad, Accounting Refigured
STAGE 4: ACCOUNTING REFIGURED
Nov 1912:50
Conference pass

Building a new testing mindset for the AI world

STAGE 3: DIGITAL COMMERCE ARENA

Reserved for Robonito

STAGE 4: START UP STORIES
Nov 1912:50
Conference pass

FIRESIDE CHAT Professional bodies round table: future ready accountants

STAGE 4: ACCOUNTING REFIGURED

Moderator: Ayman Kaouri, Co-founder, Accounting Refigured and Scope Middle East
Mustafa Malik, Chief Financial Officer, ACCA
Khaled Idrees, BDM, ICAEW
STAGE 4: ACCOUNTING REFIGURED
Nov 1913:05
Conference pass

The New Era of Candidate Evaluation

STAGE 3: DIGITAL COMMERCE ARENA

Reserved forSBR سبر

STAGE 4: START UP STORIES
Nov 1913:20
Conference pass

The Role of Technology in Elevating Individual and Corporate Events

STAGE 3: DIGITAL COMMERCE ARENA

Reserved for Mila Celebrations

STAGE 3: DIGITAL COMMERCE ARENA
Nov 1913:20
Conference pass

PRESENTATION Unifying accounting, e-invoicing & AI for seamless business growth

STAGE 4: ACCOUNTING REFIGURED

Chitrang Dalal, Head - Product Management for International Markets, Tally Solutions
STAGE 4: ACCOUNTING REFIGURED
Nov 1913:30
Conference pass

PANEL Ascending to new heights: unveiling new dimensions of convenience and security with digital wallets and super apps

STAGE 2: PAYMENTS THEATRE

Mudassar Qayyum, Technical Program Manager/Technical Product Owner Lending, D360
Abdullah Almahous, Manager Strategic Execution, Warba Bank
Maria Vinogradova, Head of Strategy and Market Intelligence, OpenWay
STAGE 2: PAYMENTS THEATRE
Nov 1913:35
Conference pass

The future of fast delivery

STAGE 3: DIGITAL COMMERCE ARENA

Reserved for Pickappo

STAGE 3: DIGITAL COMMERCE ARENA
Nov 1913:40
Conference pass

PRESENTATION Practise makes growth: scaling your accounting firm Marketing for accounting firms

STAGE 4: ACCOUNTING REFIGURED

Zubair Mohammad, Accounting Refigured
STAGE 4: ACCOUNTING REFIGURED
Nov 1913:50
Conference pass

Transform Your Business Data into Actionable Insights

STAGE 3: DIGITAL COMMERCE ARENA

Reserved for Misraj AI

STAGE 3: DIGITAL COMMERCE ARENA
Nov 1914:00
Conference pass

PANEL Influencing the future of commerce in KSA with last mile: the evolution of flexible delivery options

STAGE 3: DIGITAL COMMERCE ARENA

Mohammed Almarwani, Chief Commercial Officer, BARQ
Kailash Tulsi Gajra, Chief Executive Officer & Founder, Megastores.com
Moderator: Priti Goyal, CEO and founder, Prismara Consulting
Ali Brita, Head of Dark Store Operations, NANA
STAGE 3: DIGITAL COMMERCE ARENA
Nov 1914:00
Conference pass

INTERVIEW Bridging the gap: future-ready finance talent

STAGE 4: ACCOUNTING REFIGURED
Moderator: Zubair Mohammad, Accounting Refigured
Fatima Saad, Professor Assistant, Princess Nourah Bint Abdulrahman University
STAGE 4: ACCOUNTING REFIGURED
Nov 1914:10
Conference pass

INTERVIEW Unlocking opportunities: where digital products meet customer expectations

STAGE 2: PAYMENTS THEATRE

Dina Anwar, Digital Factory Director, EFG Holding
STAGE 2: PAYMENTS THEATRE
Nov 1914:20
Conference pass

FIRESIDE CHAT Developing the future CFOs in the region ACA funding by the HRDF

STAGE 4: ACCOUNTING REFIGURED

Mohammad Kheder, Group Finance & Accounting Shared Services Manager, ZAHID Group
Rizwan Riaz, Senior Manager - Business Restructuring Services, PwC Middle East
Moderator: Khaled Idrees, BDM, ICAEW
STAGE 4: ACCOUNTING REFIGURED
Nov 1914:30
Conference pass

PANEL Echoes of tomorrow: Blockchain as the fabric shaping the future of secure transactions in Saudi Arabia’s thriving digital asset landscape

STAGE 2: PAYMENTS THEATRE

Kevin Pang, Board Member, Global Impact FinTech Forum
Sourabh Kumar, CEO, World Crypto Council & Advisor, United Nations Innovation Network
Moderator: Samee Zafar, Director, Edgar, Dunn & Company
STAGE 2: PAYMENTS THEATRE
Nov 1914:40
Conference pass

PRESENTATION Unlocking execution at a speed with AI: leading 20-minutes delivery in the Kingdom

STAGE 3: DIGITAL COMMERCE ARENA

Ahmad Yousry, Chief Executive Officer, Rabbit
STAGE 3: DIGITAL COMMERCE ARENA
Nov 1914:50
Conference pass

PRESENTATION Your 100‑day digital roadmap: from paper receipts to real‑time dashboards

STAGE 4: ACCOUNTING REFIGURED

Fahim Ahmed, Cloud Accounting Consultant, Scope Middle East
STAGE 4: ACCOUNTING REFIGURED
Nov 1915:00
Conference pass

INTERVIEW Illuminating dark stores: the secret to fast e-commerce delivery

STAGE 3: DIGITAL COMMERCE ARENA
STAGE 3: DIGITAL COMMERCE ARENA
Nov 1915:10
Conference pass

PRESENTATION Unlocking the future: tokenized real-world assets transforming the financial landscape

STAGE 2: PAYMENTS THEATRE

Jigar Sagar, Founder, Triliv Holdings
STAGE 2: PAYMENTS THEATRE
Nov 1915:10
Conference pass

INTERVIEW AI and the future-ready firm

STAGE 4: ACCOUNTING REFIGURED

Ayman Kaouri, Co-founder, Accounting Refigured and Scope Middle East
STAGE 4: ACCOUNTING REFIGURED
Nov 1915:10
Conference pass

PRESENTATION The future of finance in the GCC: how blockchain is redefining global business structures

STAGE 4: ACCOUNTING REFIGURED

Joe David, Founder and CEO, Nephos Global
STAGE 4: ACCOUNTING REFIGURED
Nov 1915:30
Conference pass

PANEL Unlocking intelligent investment: scaling payments-driven fintech ventures

STAGE 2: PAYMENTS THEATRE

STAGE 2: PAYMENTS THEATRE
Nov 1915:30
Conference pass

PANEL Making Saudi into a global supply chain hub: leveraging digital technologies to enhance efficiency

STAGE 3: DIGITAL COMMERCE ARENA

Saleh Altunaib, Co-Founder & Chief Executive O, Raha
Arwa Ghazal, Senior Manager- Supply Chain Technology and Systems, Red Sea Global
Muhannad Nasereldeen, General Manager – Supply Chain, Modern Electronics Co (SONY)
STAGE 3: DIGITAL COMMERCE ARENA
Nov 1915:30
Conference pass

PRESENTATION Scaling up playbook using KPI to grow your business

STAGE 4: ACCOUNTING REFIGURED

Rayhan Aleem, Managing Partner, Alpha Pro Partners
STAGE 4: ACCOUNTING REFIGURED
Nov 1915:50
Conference pass

INTERVIEW AI and the future-ready firm

STAGE 4: ACCOUNTING REFIGURED

Moderator: Ayman Kaouri, Co-founder, Accounting Refigured and Scope Middle East
Waleed Alnouh, Founder & CEO Partner, Wealth Preservation Holding Company
STAGE 4: ACCOUNTING REFIGURED
Nov 1916:10
Conference pass

PRESENTATION AI will kill the billable hour - are you prepared?

STAGE 4: ACCOUNTING REFIGURED

Reza Hooda, Coach & Mentor, Profitable Accountants Community
STAGE 4: ACCOUNTING REFIGURED
last published: 13/Nov/25 14:15 GMT

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