Riyadh, 17 - 19 November 2025

Schedule

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Nov 1711:30
Conference pass

OPENING ADDRESS

STAGE 1: PAYMENTS GRANDSTAND

STAGE 1: PAYMENTS GRANDSTAND
Nov 1711:30
Conference pass

OPENING ADDRESS

STAGE 3: ECOMMERCE ARENA

STAGE 3: ECOMMERCE ARENA
Nov 1711:50
Conference pass

KEYNOTE PANEL The unstoppable impact of AI: reinventing the payment wheel in Saudi with smart technology

STAGE 1: PAYMENTS GRANDSTAND

Suken Bhandari, Chief Executive Officer - Google Payments Singapore and Malaysia, Google
Henry Amadiegwu, Chief Information Officer, Zenith Bank
Mohammed Almubarak, Vice President of Data and AI, Bank AlJazira
STAGE 1: PAYMENTS GRANDSTAND
Nov 1711:50
Conference pass

KEYNOTE PANEL Staying at the forefront of digital commerce success: the Kingdom’s commitment to serving dynamic and innovative shopping experiences through visionary leadership and groundbreaking tech

STAGE 3: ECOMMERCE ARENA

Subramanian Vedapuri Thachampattu, Chief Country Officer, Landmark Arabia
Mohamad ElAnsari, Chief Executive Officer, Trendyol
Anish Mohamed, Group CIO, Lulu Retail
STAGE 3: ECOMMERCE ARENA
Nov 1712:40
Conference pass

KEYNOTE INTERVIEW The future of payments in the Kingdom: the new dawn of security measures and checkout methods for modern day consumers

STAGE 1: PAYMENTS GRANDSTAND

Moderator: Mark Rennie Davis, Chief Advisor & Founder, Advistic Consulting
STAGE 1: PAYMENTS GRANDSTAND
Nov 1712:40
Conference pass

KEYNOTE INTERVIEW Showcasing the region’s latest digital initiatives: elevating the modern journey with market collaboration and digital transformation

STAGE 3: ECOMMERCE ARENA

STAGE 3: ECOMMERCE ARENA
Nov 1713:00
Conference pass

KEYNOTE PRESENTATION AI meets finance: redefining the foundations of the global payments system

STAGE 1: PAYMENTS GRANDSTAND

STAGE 1: PAYMENTS GRANDSTAND
Nov 1713:00
Conference pass

KEYNOTE PRESENTATION Crafting an award-winning omnichannel strategy in a tech and customer-driven landscape

STAGE 3: ECOMMERCE ARENA

STAGE 3: ECOMMERCE ARENA
Nov 1714:40
Conference pass

PANEL The race to real-time: striking the perfect balance between payments innovation, regulation and market growth

STAGE 1: PAYMENTS GRANDSTAND

Mohamed Naga, Head of Supply Chain Finance Products, Commercial International Bank
Semih Ozkan, Head of Corporate Payments (MENA), JPMorgan
Agata Wolska, Project Manager, Ph.D Candidate, Member of the Blockchain Experts Association, Bank of Valletta PLC
STAGE 1: PAYMENTS GRANDSTAND
Nov 1714:40
Conference pass

PANEL Open data as a catalyst: the impact for digital payments, transaction transparency and AI in fintech

STAGE 2: FINTECH UNIVERSE

Abdullah Alwabel, Head of Digital Banking & Innovation, Banque Saudi Fransi
Dushyanth Gummalam, Head of Product, GCC, MNT-Halan
Gaurav Bhalgat, Head of Digital Channels, National Bank of Oman
Emily Zhou, Sr VP wholesale digital, HSBC
Moderator: Manuel Cigala, Senior Manager, Edgar, Dunn & Company
STAGE 2: FINTECH UNIVERSE
Nov 1714:40
Conference pass

PANEL Unleashing the bold power of digital commerce in the Kingdom: driving the industry with digitalisation and technological advancements

STAGE 3: ECOMMERCE ARENA

Massimiliano Spalazzi, Group Chief Executive Officer, Mumzworld
Ruslan Al-dahleh, Director E-commerce, Tamimi markets
STAGE 3: ECOMMERCE ARENA
Nov 1714:40
Conference pass

PANEL Fuelling the future of customer engagement: elevating digital and seamless journey with retail technology

STAGE 4: RETAIL HUB

STAGE 4: RETAIL HUB
Nov 1714:40
Conference pass

PANEL Crafting personalized brand experience: data driven branding by leveraging big data

STAGE 5: CMO SUMMIT

Moderator: Natasha Hatherall, Founder and Chief Executive Officer, TishTash Communications
STAGE 5: CMO SUMMIT
Nov 1716:00
Conference pass

PANEL Inside the Kingdom’s open payments ecosystem: innovation, collaboration and the next big breakthroughs

STAGE 1: PAYMENTS GRANDSTAND

Vivek Vaidyanathan, Managing Director, Middle East & Head of Treasury and Trade Solutions, Citi
Adnan Beig, Head of Payments, Riyadh Air
STAGE 1: PAYMENTS GRANDSTAND
Nov 1716:00
Conference pass

PANEL Cloud-powered innovation: supercharging the fintech and banking sector with unstoppable security, agility and operational excellence

STAGE 2: FINTECH UNIVERSE

Taner Akcok, Chief Information Officer, DWS Group
STAGE 2: FINTECH UNIVERSE
Nov 1716:00
Conference pass

PANEL Boosting online excellence in Saudi: strengthening the marketplace’s ecosystem for a cohesive operation

STAGE 3: ECOMMERCE ARENA

STAGE 3: ECOMMERCE ARENA
Nov 1716:00
Conference pass

PANEL Going beyond the traditional commerce experience: offering a competition-beating omnichannel journey to Saudi shoppers

STAGE 4: RETAIL HUB

STAGE 4: RETAIL HUB
Nov 1716:00
Conference pass

PANEL Creating a unified digital marketing campaign: the synergy between google ads & SEO

STAGE 5: CMO SUMMIT

STAGE 5: CMO SUMMIT
Nov 1717:00
Conference pass

INTERVIEW Real-time liquidity in a 24/7 payments world: challenges and opportunities for corporate treasurers

STAGE 1: PAYMENTS GRANDSTAND

Priyanka Manchanda, Associate Director, Regional Liquidity & Investment, GPS, HSBC
Moderator: Mohamed Naga, Head of Supply Chain Finance Products, Commercial International Bank
STAGE 1: PAYMENTS GRANDSTAND

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Nov 1811:00
Conference pass

KEYNOTE PANEL The road to becoming a major global destination: Saudi’s role in global commerce success with well-connected and diverse commerce and payments operations

STAGE 1: PAYMENTS GRANDSTAND

Khaled Eid, Director, Executive Education, Nile University / Expert at World Economic Forum, World Economic Forum
Moderator: Mark Rennie Davis, Chief Advisor & Founder, Advistic Consulting
STAGE 1: PAYMENTS GRANDSTAND
Nov 1811:00
Conference pass

KEYNOTE PANEL The converged future of Saudi Arabia’s retail: injecting digital excellence to today’s instore experiences to meet modern consumer expectations

STAGE 3: ECOMMERCE ARENA
STAGE 3: ECOMMERCE ARENA
Nov 1811:40
Conference pass

KEYNOTE INTERVIEW The cashless movement: the future of cashless systems in public services for the state-of-the-art Middle East

STAGE 1: PAYMENTS GRANDSTAND

STAGE 1: PAYMENTS GRANDSTAND
Nov 1811:40
Conference pass

KEYNOTE INTERVIEW The role of digital commerce innovation and D2C omnichannel to build a high-performance culture

STAGE 3: ECOMMERCE ARENA

STAGE 3: ECOMMERCE ARENA
Nov 1812:00
Conference pass

KEYNOTE PRESENTATION The future of fintech unlocked: harnessing AI and quantum computing to revolutionize financial modelling, personalization, and risk management

STAGE 1: PAYMENTS GRANDSTAND

Karim Hajjaji, Global Chief Operating Officer, Santander
STAGE 1: PAYMENTS GRANDSTAND
Nov 1812:00
Conference pass

KEYNOTE PRESENTATION Fostering global trade relationships: connecting local and international suppliers to flourish the region’s commerce and economic growth

STAGE 3: ECOMMERCE ARENA

STAGE 3: ECOMMERCE ARENA
Nov 1813:00
Conference pass

PANEL From Riyadh to everywhere: what’s next for global transactions in a borderless economy

STAGE 1: PAYMENTS GRANDSTAND

Khaled Al-Brahim, AGM - Head of Remittance, Arab National Bank
Nilay Ranjan Singh, Chief Executive Officer, State Bank of India
Mehul Thanki, Regional Head MENAT - Wholesale Digital Channels, HSBC
STAGE 1: PAYMENTS GRANDSTAND
Nov 1813:00
Conference pass

PANEL Unmasking the AI threat: fighting deepfakes and AI-driven fraud in real time across Saudi Arabia’s fintech ecosystem

STAGE 2: FINTECH UNIVERSE

Shakeel Shaikh, Head of Information Security, Ahli United Bank
Jules Pagna, Head of Cyber Risk Intelligence, Insider Technology Risk & Digital Asset Risk, BNP Paribas
Moderator: Sheldon Bennett, Governing Body Member for Middle East CISO Community, Evanta
STAGE 2: FINTECH UNIVERSE
Nov 1813:00
Conference pass

PANEL Establishing state-of-the-art cross border operations: a region with well-connected network and advanced infrastructure

STAGE 3: ECOMMERCE ARENA

STAGE 3: ECOMMERCE ARENA
Nov 1813:00
Conference pass

PANEL Pioneering in the customer experience landscape: thriving in the retail scene with modern customer journeys

STAGE 4: RETAIL HUB
STAGE 4: RETAIL HUB
Nov 1813:00
Conference pass

PANEL The impact of influencer-generated content on consumer behaviour and decision making

STAGE 5: CMO SUMMIT

STAGE 5: CMO SUMMIT
Nov 1813:40
Conference pass

PRESENTATION Operational risk and business continuity in digital finance: lessons from Saudi Arabia's banking sector

STAGE 2: FINTECH UNIVERSE

Abdulrahman Alonaizan, Head of Business Continuity Management, Arab National Bank
STAGE 2: FINTECH UNIVERSE
Nov 1813:40
Conference pass

INTERVIEW Delivering confidence to online consumers: heightening trust and journey with live try-on

STAGE 3: ECOMMERCE ARENA
Layal Akouri, Chief Executive Officer, Nadine Njeim Beauty
Moderator: Seda Solmaz, Co-Founder &CEO, Idea Atelier
STAGE 3: ECOMMERCE ARENA
Nov 1815:20
Conference pass

PANEL From disruptors to leaders: shaping the future of payments in Saudi with neobanks and strategic partnerships

STAGE 1: PAYMENTS GRANDSTAND

Fahad Altwaijri, CIO, Bank AlJazira
Narendra Mainali, Chief Digital Strategy Officer, Nic Asia bank
Muhammad Atif Ikram, Head of SME Lending, SAB Bank
Gaurav Bhalgat, Head of Digital Channels, National Bank of Oman
STAGE 1: PAYMENTS GRANDSTAND
Nov 1815:20
Conference pass

PANEL The BNPL boom: navigating the future of credit in a dynamic financial landscape and changing consumer behaviour

STAGE 2: FINTECH UNIVERSE

Dushyanth Gummalam, Head of Product, GCC, MNT-Halan
Mudassar Qayyum, Technical Program Manager/Technical Product Owner Lending, D360
Moderator: Manuel Cigala, Senior Manager, Edgar, Dunn & Company
STAGE 2: FINTECH UNIVERSE
Nov 1815:20
Conference pass

PANEL Defining the next frontier for the industry’s evolution: staying ahead of the tech curve for smarter and learner operations

STAGE 3: ECOMMERCE ARENA

STAGE 3: ECOMMERCE ARENA
Nov 1815:20
Conference pass

PANEL Championing Saudi Vision 2030: weaving sustainable practices to become a more environmental-conscious industry

STAGE 4: RETAIL HUB

STAGE 4: RETAIL HUB
Nov 1816:40
Conference pass

PANEL Innovation at speed: leveraging biometrics and AI to eliminate barriers and accelerate merchant transactions

STAGE 1: PAYMENTS GRANDSTAND

Waleed AlDhubaib, Executive Vice President Retail Banking, Bank Albilad
Agata Wolska, Project Manager, Ph.D Candidate, Member of the Blockchain Experts Association, Bank of Valletta PLC
Moderator: Mark Rennie Davis, Chief Advisor & Founder, Advistic Consulting
STAGE 1: PAYMENTS GRANDSTAND
Nov 1816:40
Conference pass

PANEL The voice of the customer: crafting tailored financial experiences with cutting-edge technology

STAGE 2: FINTECH UNIVERSE

Ladle Patel, Senior Advisor - AI & ML Factory, Arab National Bank
Abdullah Alwabel, Head of Digital Banking & Innovation, Banque Saudi Fransi
Susana Ponce - Froment, Global Head of Financial & Credit Risk, Tide
Sumat Kumar, Executive Vice President & Head of IT Applications Services, RAK Bank
Moderator: Abe Karar, Chief Executive Officer, Digital Transformation Leader, Alchemy Digital Solutions
STAGE 2: FINTECH UNIVERSE
Nov 1816:40
Conference pass

PANEL Dominating the battle for customer loyalty: leading with authentic branding strategies and unique reward benefits

STAGE 3: ECOMMERCE ARENA

STAGE 3: ECOMMERCE ARENA
Nov 1817:40
Conference pass

PRESENTATION Turning data into decisions: practical applications of AI in financial services

STAGE 2: FINTECH UNIVERSE

STAGE 2: FINTECH UNIVERSE

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Nov 1910:30
Conference pass

PANEL The next horizon for logistics: embracing a broader innovative culture to drive modern delivery fulfilment

STAGE 3: ECOMMERCE ARENA

STAGE 3: ECOMMERCE ARENA
Nov 1910:30
Conference pass

PANEL Taking personalisation to the next level: advancing your consumer understanding with AI-powered strategies

STAGE 4: RETAIL HUB

STAGE 4: RETAIL HUB
Nov 1910:30
Conference pass

PANEL Monetizing social media as a revenue stream: turning content into profit

STAGE 5: CMO SUMMIT

STAGE 5: CMO SUMMIT
Nov 1911:00
Conference pass

PANEL AI vs. cybercrime: defending the Kingdom’s financial future against the next generation of money laundering threats

STAGE 1: PAYMENTS GRANDSTAND

Narendra Mainali, Chief Digital Strategy Officer, Nic Asia bank
Khalid AlGhamdi, Director of Cybersecurity Defense Center, Alinma Bank
Shakeel Shaikh, Head of Information Security, Ahli United Bank
Jules Pagna, Head of Cyber Risk Intelligence, Insider Technology Risk & Digital Asset Risk, BNP Paribas
Moderator: Sheldon Bennett, Governing Body Member for Middle East CISO Community, Evanta
STAGE 1: PAYMENTS GRANDSTAND
Nov 1911:00
Conference pass

PANEL Seeds of change: regional collaboration for green finance by bridging tech and sustainability

STAGE 2: FINTECH UNIVERSE

Nilay Ranjan Singh, Chief Executive Officer, State Bank of India
Moderator: Amit Grover, Managing Partner, Grover & Company
STAGE 2: FINTECH UNIVERSE
Nov 1911:40
Conference pass

PRESENTATION Cyber defense in the age of offensive ML: securing access in modern banking environments

STAGE 1: PAYMENTS GRANDSTAND

Khalid AlGhamdi, Director of Cybersecurity Defense Center, Alinma Bank
STAGE 1: PAYMENTS GRANDSTAND
Nov 1913:00
Conference pass

KEYNOTE PANEL Shifting social commerce paradigms: understanding and selling to the booming social media landscape with personalisation and mobile money

STAGE 1: PAYMENTS GRANDSTAND

Moderator: Abe Karar, Chief Executive Officer, Digital Transformation Leader, Alchemy Digital Solutions
STAGE 1: PAYMENTS GRANDSTAND
Nov 1913:40
Conference pass

KEYNOTE INTERVIEW The new face of social commerce: mastering essential commerce features from eye-appealing visual merchandising in-store and online to secure checkout methods

STAGE 1: PAYMENTS GRANDSTAND

STAGE 1: PAYMENTS GRANDSTAND
Nov 1914:40
Conference pass

PANEL Ascending to new heights: unveiling new dimensions of convenience and security with digital wallets and super apps

STAGE 1: PAYMENTS GRANDSTAND

Nilay Ranjan Singh, Chief Executive Officer, State Bank of India
Mudassar Qayyum, Technical Program Manager/Technical Product Owner Lending, D360
Abdullah Almahous, Manager Strategic Execution, Warba Bank
STAGE 1: PAYMENTS GRANDSTAND
Nov 1914:40
Conference pass

PANEL Friends or foes: exploring the role of regulators in balancing innovation and consumer protection

STAGE 2: FINTECH UNIVERSE

Faisal AlGhefari, Chief Compliance Officer, Bank Of China
Moderator: Mark Collin, Data Consultant / ex VP of Data at Vision Bank, Mark Collin
STAGE 2: FINTECH UNIVERSE
Nov 1914:40
Conference pass

PANEL Influencing the future of commerce in KSA with last mile: the evolution of flexible delivery options

STAGE 3: ECOMMERCE ARENA

STAGE 3: ECOMMERCE ARENA
Nov 1914:40
Conference pass

PANEL Winning Saudi’s shoppers loyalty with authentic branding: flourishing emotional connection in a tech-driven world

STAGE 4: RETAIL HUB

STAGE 4: RETAIL HUB
Nov 1916:00
Conference pass

PANEL Echoes of tomorrow: Blockchain as the fabric shaping future of secure transactions in Saudi Arabia’s thriving digital asset landscape

STAGE 1: PAYMENTS GRANDSTAND

Omar Ali, Director, Chief Technology Manager - Digital Asset Custody, Deutsche Bank
Kevin Pang, Board Member, Global Impact FinTech Forum
Moderator: Manuel Cigala, Senior Manager, Edgar, Dunn & Company
STAGE 1: PAYMENTS GRANDSTAND
Nov 1916:00
Conference pass

PANEL Unlocking intelligent investment: scaling fintech ventures

STAGE 2: FINTECH UNIVERSE

Mohamed Salahuddin, Investment Associate, +VC
Paula Tavangar, Chief Investment Officer, Injaz Capital
Moderator: Amit Grover, Managing Partner, Grover & Company
STAGE 2: FINTECH UNIVERSE
Nov 1916:00
Conference pass

PANEL Making Saudi into a global supply chain hub: leveraging digital technologies to enhance efficiency

STAGE 3: ECOMMERCE ARENA

STAGE 3: ECOMMERCE ARENA
Nov 1916:00
Conference pass

PANEL How In-Game ads can drive real world purchases: the power of gamified brand engagement

STAGE 5: CMO SUMMIT

STAGE 5: CMO SUMMIT
last published: 11/Jul/25 07:05 GMT

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