Humaid Mudhaffr | Chief Executive Officer
Qarar Consultancy

Mr. Humaid Mudhaffr, CEO of Qarar, has been a key figure in shaping Saudi Arabia’s fintech and credit decisioning landscape. As one of Qarar’s founding team members representing SIMAH since its inception in 2011, he has been instrumental in driving the company’s growth and innovation. With over 23 years of experience in technology operations, SME and consumer financing, and enterprise leadership, Mr. Humaid brings a deep understanding of how data and AI can empower financial institutions. His leadership continues to position Qarar as a trusted partner enabling smarter, data-driven decisioning across the Kingdom and the region.