Enton Nikaj | Vice President
Synchrony Financial

Enton Nikaj, CAMS, is an accomplished Anti-Money Laundering (AML) and financial crimes compliance executive with over 15 years of leadership experience. His expertise spans the end-to-end design, implementation, and optimization of Bank Secrecy Act (BSA), Know Your Customer (KYC), and Customer/Enhanced Due Diligence (CDD/EDD) frameworks across major retail, commercial, and foreign banking institutions.   Throughout his career, Enton has served as a trusted advisor to senior leadership, specialized boards, and regulatory bodies. As a former Compliance Manager, Deputy US MLRO, and Head of KYC/EDD, he has successfully steered institutions through complex regulatory examinations, Matters Requiring Attention (MRAs), and Consent Order remediations, maintaining close, transparent relationships with regulators like the OCC. Enton is recognized for driving operational excellence through technology integration; at UBA America, he achieved a 40% reduction in KYC records errors and a 30% reduction in customer onboarding timelines (p. 1). Currently, Enton leads first-line deposit governance for Synchrony Financial. In this role, he serves as the Business Process Owner overseeing the BSA/AML and KYC/CIP compliance requirements for the bank's strategic PayPal Savings business. Enton holds an MBA in Finance and Marketing from Fordham University and a BBA in Finance and Investments from Baruch College.