Steve Cole is the Director of Technology Engagement with the Merchant Advisory Group, whose mission is to drive positive change and innovation in the payments industry that serves the merchants interest through collaboration, education, and advocacy. In this role, he is responsible for coordinating and implementing strategies of collective interest to the merchant community with respect to payments technologies. Prior to joining the MAG, Steve was a Senior Product Manager at FIS Worldpay for 16 years with a focus on authentication, security and EMV. He is a former steering committee member of the U.S. Payments Forum and participates as a business and technical associate at EMVCo.