Michael MacFarland | Managing Director
Nehitek

Michael MacFarland is a distinguished expert in financial systems architecture, digital identity, and securitization. With a career spanning finance, technology, and economic policy, he has played a pivotal role in shaping modern financial infrastructure and open finance initiatives. He is best known for his tenure as the Chief Architect of Fannie Mae, where he was responsible for overhauling the financial systems behind the U.S. housing market. During the financial crisis, he led critical efforts in stabilizing mortgage-backed securities, preventing mass foreclosures, and restructuring financial processes that underpin the American economy. His expertise in large-scale risk management and capital flow optimization has influenced policies at the highest levels of government and industry. Beyond his work in traditional finance, MacFarland has emerged as a leading voice in digital identity and open finance, co-founding initiatives that seek to democratize access to capital. He has collaborated with global leaders in fintech, blockchain, and digital governance, working on securitization frameworks for MSME (Micro, Small, and Medium Enterprises) financing, particularly in Southeast Asia and emerging markets. His interdisciplinary approach—combining financial innovation, mathematics, and technology—positions him as a transformative figure in the future of digital economies and inclusive finance. Through his work, he continues to shape global financial infrastructure, ensuring that capital flows efficiently and equitably to the communities that need it most.