Milos is a globally recognized innovator in the payments industry with over 30 years of experience, at leading banks, market infrastructure providers, and startups. In his career, he held a variety of senior technology roles, having developed and launched innovative, commercially successful and award-winning transactional solutions, primarily in the area of digital payments but also including major Canadian stock exchange trading platform. He is a prolific inventor at TD with over 130 granted patents in digital payments, open banking, blockchain and cryptography and was recognized as TD's Inventor of the Year. Milos holds a master's degree in electrical engineering with major in Computer Science, from the University of Belgrade and leads TD's Payments Technology Innovation CoE & Tokenized Payments Enablement Practice.