Aditya Goel | Sardine

Aditya (“Adi”) Goel is the Co-founder & Chief Operating Officer of Sardine, where he draws on more than 15 years at the intersection of fintech, capital markets, and enterprise technology to scale one of the industry’s most innovative fraud- and payments-risk platforms. Before Sardine, Adi led global expansion for Europe’s largest fintech, Revolut, as Head of Product & Operations—launching new payments rails, consumer-banking features, and cross-border products that helped transform the app into a full-service financial super-platform globally. He previously served as Vice President of Product Strategy at Deutsche Börse, modernizing the exchange with open-banking APIs, machine-learning initiatives, and early tokenization efforts. Earlier in his career, Adi advised Fortune 500 treasuries on liquidity and risk while on the portfolio-management desk at PIMCO. Adi holds an MBA from The Wharton School, University of Pennsylvania, and a bachelor’s degree in Electronics Engineering from IIT. He is passionate about building resilient and safe financial infrastructur

Appearances:

Day 1 @ 16:00

Fraud wars: AI, regulation, and real-time defense in the identity economy

Fraudsters now operate at machine speed. Adi Goel will strip away the buzzwords and map the real battlefield:

How generative AI is weaponized for synthetic IDs, deepfake onboarding, and bot-driven account takeovers.
The counter-AI stack: from human-like behavior to device signals that stop attacks without torching user experience
Why the patchwork of U.S. state bills (e.g., California’s SB 362, New York’s digital-ID pilot) matters
A data-backed look at fraud shift. Why losses are migrating from payments to account origination and what that signals for 2026.

Attendees leave with a two-minute diagnostic they can run on their own orgs Monday morning and a playbook for aligning fraud, risk, and product teams around real-time signals designed to catch the most sophisticated synthetic IDs.

Aditya Goel, Sardine