Andy White is the CEO of Australian Payments Network (AusPayNet), the Australian payments industry self-regulatory body. Andy has over 25 years? international experience, incorporating roles at the Bank of England, LCH.Clearnet and the Australian Securities Exchange. He is a graduate of Oxford University and AICD. Andy also holds advisory roles on PM&C?s Modernising Business Communications Expert Panel, the Payment Card Industry Security Standards Council, and Emerging Payments Association Asia.