Vrutika is Head of Global Payment Partnerships at GoPay, the fintech arm of GoTo. The GoTo Group is Indonesia's largest technology group and the "go to" super app for daily life combining e-commerce, on-demand and financial services. She leads a team that manages GoPay's most important relationships across investors and strategic partners. She is responsible for commercial and product partnerships to drive growth and monetization. Prior to GoTo, Vrutika headed Business Development (China/SE Asia) for Tata, India’s largest conglomerate. She drove GTM strategy to launch Tata brands overseas and partner with Chinese digital companies entering in India. She started her career at Goldman Sachs in New York. Vrutika is passionate about building consumer tech businesses in the region. She’s experienced in strategic partnerships and commercial deals across multiple markets including India, China & now Indonesia. She holds an MBA from INSEAD and lives in Singapore with her husband and daughter.