Smita is currently heading digital first solutions at Singlife with Aviva, and is responsible for Singlife’s D2C digital businesses across payments, wealth and insurance. Previously Smita was Director at Grab’s fintech arm in Indonesia, OVO. In this role she worked closely with regional and country management to drive Grab’s strategy for its payments business in Indonesia. Prior to this, Smita gained nearly a decade of experience in consulting and investment banking. She holds a masters from the Stanford Graduate School of Business and is presently based in Singapore.