Philip was a member of the China UnionPay core founding team, instrumental in building the brand throughout APAC. This led to the set up of business in 13 APAC countries shy of just 2 years. He was responsible on all aspects of the business, which covers both acceptance and issuing in Southeast Asia and North Asia. Currently, he is with Discover Financial Services and holds key responsibilities of developing both the issuing and acquiring business of all products in ASEAN. Besides carrying P&L responsibility, he also steers and relationship manage key partner banks in key ASEAN countries: Indonesia, Thailand as well as Indo-China markets: Vietnam, Cambodia and Myanmar.