Bernadette Ramos | Senior Enabling Environment Advisor / Component 3 Team Lead
Chemonics International (USAID E-PESO) | Philippines

An electronic banking expert with more than 20 years of experience in strategic planning, product development and systems strengthening. A valued industry practitioner leading financial regulatory dialogues, development of digital security measures, and establishing common industry policy and guidelines. She is a respected professional establishing and cultivating collaborative relationships with key industry professionals and organizations. Ms. Ramos holds a B.S. degree in business management from Ateneo de Manila University.