Trần Hoài Phương (Mr.) | Giám đốc Khối ngân hàng thương mại / Head of Commercial Banking Division
Sovico Group

Mr. Trần Hoài Phương is a distinguished figure in the world of banking, boasting a rich career spanning over two decades across various global financial institutions. He has garnered invaluable expertise in navigating diverse financial landscapes, having worked with esteemed institutions such as Standard Chartered, BNP Paribas, Citi, and prominent domestic banks including Techcombank and OCB. 

Currently, Mr. Phương serves as the Head of Commercial Banking Division (HDBank) at Sovico Group, where his strategic acumen and deep industry knowledge contribute significantly to the bank's growth and success.

Sovico Group, a key player in the Vietnamese financial sector since the emergence of private banks in the 1990s, has been instrumental in founding and guiding several leading Vietnamese banks. As the largest shareholder of HDBank, Sovico Group plays a pivotal role in shaping the bank's trajectory. HDBank, established with a vision to become a premier retail, SME, and consumer bank, offers a diverse range of financial products and services tailored to its customers' needs.

Under the leadership of Sovico Group and with Mr. Trần Hoài Phương's expertise, HDBank has experienced remarkable growth, consistently achieving the highest growth rates in the banking industry over consecutive years. From 2008 to 2018, HDBank expanded its operations twentyfold, reflecting its commitment to excellence and innovation in the financial sector. With a credit rating of B1 by Moody's, HDBank maintains a strong position in the market, featuring prominently on the VN30-Index and ranking among the top 20 shares in terms of market capitalization and liquidity. Additionally, HDBank stands as one of the eight largest commercial banks in Vietnam, as recognized by the Asian Banker.

Beyond his accomplishments in banking, Mr. Trần Hoài Phương is recognized as an accomplished guitarist within Vietnam's classical music community. He is renowned for his unique approach, blending classical guitar techniques with contemporary music, aiming to broaden the appeal of classical guitar music to a wider audience.