Malik is a Global Digital banker, FinTech expert, Futurist and acclaimed author.
In his 20 year career, he has managed global roles in Multinational banks, run billion dollar businesses in various markets, driven key innovations and been a serial entrepreneur. He is currently the Co-founder and Chairman of Finnovation Labs, an Asia focused Fintech platform which brings together progressive banks, cutting edge fintechs and policy makers to deepen the fintech ecosystem in APAC.
Before this, he spent nearly 14 years at Citibank in varied roles in Digital Banking and E- payments, and was last SVP- Global Digital Transformation, based out of Singapore, till
2016. Before that, he headed Citi’s E-payments business in the Philippines, and prior to that, headed Digital Marketing and payments for Citi’s Global Consumer Bank, India.
Malik is a sought after global keynote speaker. He has chaired and spoken at 100+ marquee events, addressing 20,000+ professionals in 25 locations across APAC, EU, US and Middle East on Digital Banking, Fintech, Innovation, Blockchain, Financial Inclusion, and Industry
4.0. He has spoken at almost every leading industry conference multiple times: Money
20/20, Seamless Asia and Dubai, Blockshow US, EU and Asia, Fintech Innovation Forum Singapore and HK, Asian Banker’s Future of Finance Summits in Indonesia, Philippines and Vietnam, American Banker’s Digital Banking Summit in Austin etc.
Malik is a passionate Fintech and Blockchain ecosystem builder. He actively engages with Governments, policy makers, Multi-lateral agencies, banks and Industry associations across the globe in his hat as Founding Director- Global Blockchain Advisory Foundation, a think tank dedicated to deeper engagement between industry thought leaders and progressive governments for driving social and financial inclusion by leveraging Disruptive tech.
Therefore he is regularly invited by governments and regulators to keynote at their summits, and has engaged with them at various forums: the Taiwan Senate (regulatory sandbox and National Blockchain policy), The Deputy Governor and the IT director at BSP Philippines (industry 4.0), OJK Indonesia, Bank Negara Malaysia, Central Bank of Nigeria, SG
Innovate Singapore, MIGHT Malaysia (for their vision 2025 paper), State Bank of Vietnam, SEC Vietnam and the Vietnam Law ministry, Thailand SEC, Abu Dhabi Global Markets etc
Malik also dons the hat of a mentor at leading Fintech and Digital Accelerators in Singapore and China, and has been a judge at marquee hackathons and Digital awards, including those of IDC, Asian Development Bank etc. He has mentored 10+ cutting edge Fintechs, and engaged with over 400 startups all over the world. He loves helping young companies scale up to successful, sustainable businesses.
Malik is an acclaimed author with global readership. His first book- The New Ages- was loved by readers in two dozen countries. Two more are in the works for 2019/20. He has nearly half millions social media followers in 60 countries with a BILLION impressions!