Lito Villanueva | Executive Vice President and Chief Innovation and Inclusion Officer
Rizal Commercial Banking Corporation

Lito Villanueva is the Executive Vice President and Chief Innovation and Inclusion Officer for RCBC. He is concurrently the Chief Digital Transformation Advisor for the Yuchengco Group of Companies. He led RCBC’s massive digital transformation with game-changing and award-winning inclusive finance innovations at scale such as the Philippines’ first Taglish and Cebuano financial inclusion app, DiskarTech; the country’s first community-based handheld mobile ATM device ATM Go operating in all 82 provinces; the feature-rich and most advanced RCBC Digital mobile app; and the country’s first “phygital” or physical-digital blended mobile remote banking initiative, Moneybela: Barangayan Banking. With all these innovations, RCBC bagged a three-peat win as the Philippines’ Best Bank for Digital by the Asiamoney from 2020 to 2022, and back-to-back recognition as having the Best Financial Inclusion App from the Financial Technology Awards by The Asian Banker.