David spearheads Euromonitor’s consumer finance industry research for Asia Pacific. As the regional market insight manager, he leads the research team working on multiple strategy briefings, collaborating with the multiple leading banks, Big Techs, payment firms, and central banks. His professional interests include digital banking, digital ecosystem (services & payments and consumer goods), embedded finance, BNPL and so on. He also works with the Euromonitor consulting team to provide customized project support to the clients. He has more than 14 years working experience, with 9 years plus in market research, and 4 years plus in finance. From 2019 to 2022, he worked in Strategy Team in United Overseas Bank’ Digital Bank. He led in market intelligence and performance tracking, while supporting strategic planning, internal & external communications. He also commissioned external agencies on FinTech scanning, competitor tracking and consumer research. When he worked as the global consultant for consumer appliances industry from 2015 to 2019, he developed thought leadership via close engagement with leading manufacturers from East to West, real estate developers, platform companies and so on. His strategy reports in connected appliances ecosystem, retailing, built-in appliances, M&A gained great popularity in the industry. He was invited to give sharing at Deutsche Bank dbAccess conference and Keynote speech at China Electronics & Appliances Enterprises Globalization Summit. He holds MBA from IE Business School (Spain), and double engineering degrees from Nanyang Technological University (Singapore).
Embedded finance has been rapidly evolving from non-digital to digital. If finance is the fuel for the economy, then digital embedded finance is the invisible aviation grade fuel powering jets of digital businesses.
Leading finance partners power non-financial clients to digitally and financially transform. Competition in industries including electronics, retail E-commerce, travel, have been intensive, while opportunities in mobility, offline foodservice, healthcare, appliances are emerging.
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Jia Le Lim