VIPASO - Vienna Payment Solutions – is a start-up dedicated to payments and has developed an end-to-end, independent, complete mobile payments solution: "horizon" is an app-based, white label system that uses Bluetooth Low Energy © to facilitate payments between the consumer and the merchant. While offering unprecedented customer experience at the POS (point of sales), “horizon” can be embedded into merchants’ e-commerce platforms as a payment option as well. Our system is payment method agnostic and supports credit-/debit cards but also direct access to bank accounts (open banking), mobile accounts and wallets, allowing merchants to avoid heavy fees and provide mobile payments even for unbanked consumers. Licensees use “horizon” as a public cloud service (SaaS) or run it in their own premises (private cloud).
Since “horizon” does not require terminals or any hardware beyond two Bluetooth-enabled devices, it catalyzes financial inclusion, which is a key focus area in all emerging countries.
Run by a savvy management team of payment veterans and successful IT start-up entrepreneurs, VIPASO is here to set the new standard of payments, to be used anywhere in the world.