SignApp Technology Pte. Ltd. (SignApp) is a Singapore based Payments Company with Payments, Merchant Acquiring and Remittance products. SignApp’s flagship product, SWINK, is an Open loop, interoperable mobile based solution that aims to enhance Digital Payments by enabling “Cashless Payments” with nil / minimal upfront investment. Our target market of interest are developing economies where the Governments are focussed on promoting digital payments such as, India, South East Asia, Africa and Middle East coupled with a high use of smart phone penetration. In India, we have exclusive tie-ups with sponsor bank for authorization of transactions and settlement of merchant accounts. Swink is accredited with MasterCard, Visa and RuPay and has the ability to use any MasterCard / VISA / RuPay card with a 16 digit card number anywhere in the world, in any base currency. Through trusted partners, SignApp has access to network such as PI, PG, Switch and Endpoints.