Sanjay is the Head of Retail Banking for OCB. He moved to Vietnam 4 years ago to be the CEO of Prudential Finance. He also worked in Prudential Vietnam Assurance as Chief Commercial Officer before moving to OCB. Before Vietnam, Sanjay spent many years working in Citibank across geographies. His most notable stints with Citi were in Korea and Japan spanning 10 years where he got the opportunity to work in different aspects of retail finance leveraging the highly developed technology infrastructure of these markets.
Now with over 21 years of experience in both developed and emerging markets, Sanjay is focused on developing technology enabled product and process platforms that lead to clear customer value proposition. He is a growth hacker who can identify transformative opportunities in diverse markets and then execute against them.