Ramy Refaat | IT Manager Digital transformation
National Bank of Egypt

Ramy Refaat is an accomplished IT professional with a proven track record of driving digital transformation in the financial sector. Currently serving as the IT Manager for Digital Transformation at the National Bank of Egypt, Ramy is at the forefront of revolutionizing the way banking services are delivered to customers. With a keen eye for innovation and a deep understanding of the latest technologies, he has successfully led numerous projects aimed at enhancing the bank's digital capabilities and improving customer experience.

Ramy brings a wealth of experience in implementing cutting-edge IT solutions that streamline operations, increase efficiency, and ensure compliance with industry regulations. His strategic vision and hands-on approach have been instrumental in positioning the National Bank of Egypt as a leader in the digital banking landscape. By leveraging his expertise in fintech and digital commerce, Ramy has played a key role in developing and implementing innovative payment solutions that meet the evolving needs of customers in an increasingly digital world.

As a speaker at Seamless Saudi Arabia 2025, The Future of Payments, Fintech & Digital Commerce, Ramy will share his insights and expertise on the latest trends and technologies shaping the future of the financial industry. With a passion for driving change and a commitment to excellence, he is dedicated to helping organizations navigate the complexities of digital transformation and stay ahead of the curve in an ever-changing business environment.