Mr. Veloso currently heads the Corporate Credit Products Group at the Bank of the Philippine Islands (BPI). He joined the bank in December 2012 and established the Office of Strategy Management. He was subsequently assigned to head the Corporate and Transaction Banking Group, after which he set up Corporate Credit and the Business Banking Segment. As part of the Bank Senior Management team, he sits in the Management Committee and Asset and Liability Committee and is also a Board member and Executive Committee Chair of the BPI Century Tokyo Leasing Corporation and BPI Century Tokyo Rental Corporation. Prior to BPI, he was Head of Corporate Banking in an international bank where he was responsible for the banks institutional, corporate, commercial, and transaction banking businesses. Mr. Veloso obtained a Bachelor of Science in Commerce degree, major in Accounting from De La Salle University. He is a Certified Public Accountant and placed in the top 1% of the Accountancy Board exams in 1985. He attended the Ateneo Graduate School of Business and the Harvard Business School's Advanced Management Programme.