I’m the Founder of Creatick Group, a multi award-winning Fractional CFO / Virtual CFO firm dedicated to helping SMEs in service-based industries bring clarity and confidence in their finances and make informed decisions through their various stages of growth. I partner with entrepreneurs, business owners and leadership teams who need strategic finance expertise without the cost of a full-time CFO. My work goes beyond the numbers. I help businesses design smarter financial strategies, strengthen cash flow management, streamline systems, and help in achieving sustainable growth. With a CPA background, Public Practicing license, and multi-industry experience across financial strategy, business planning, M&A due diligence, off-shoring, and process optimisation, I bring both commercial insight and practical solutions to the table. I know the challenges SMEs face first-hand, and I thrive on helping them turn complexity into clarity. Both Creatick and I have been recognised with awards for leadership, innovation, and impact in the small business sector. What drives me is making top-tier financial guidance accessible, flexible, and results-focused for the businesses that need it most. LinkedIn: www.linkedin.com/in/bhayanim