Rico Usthavia Frans | Senior Vice President Electronic Banking Group - Directorate
Bank Mandiri | Indonesia

A seasoned banker with more than a decade of experience in banking business with exposure to both Corporate and Consumer Banking, Rico in the past recent years have been focusing on strategic marketing areas. He is the current SEVP Transaction Banking Director with Bank Mandiri where he manages bank-wide Transaction Banking for wholesale and retail banking that includes product development, sales functions, and e-channel development.

His specialties: Marketing strategy and implementation for Consumer Banking that includes Credit Card, Retail Banking and Consumer Finance. E-Channels business development (Internet Banking, Mobile Banking, ATM & Payment Channel and customer adoption.