Speakers

Gunjan Bhow serves as the Global Chief Digital Officer at Walgreens Boots Alliance, Inc. In this capacity, Bhow leads digital transformation of a $130 billion global business spanning healthcare, pharmacy, and retail. WBA is part of the 30 Dow Jones Industrial Average and a Fortune 20...

Innovative, agile and multi-award winning banking leader with over 25 years' international financial services experience with leading blue-chip institutions across three continents in progressive leadership roles, both executive and NED, in Investment Banking, Wealth Management, general...

Harald is an experienced leader within FinTech, BaaS/Banking as a Service, technology, payments, strategic partnerships and bank & finance. He has lengthy experience from change management, various operating models, start-ups, risk and analytics, commercialization and operationalizing. This...

Anthony Drury is the UK Managing Director of Zip, leading the launch of the global Buy Now, Pay Later (BNPL) company in the UK. He is an expert in fintech growth strategy and scale-ups, international business development and payments transformation. Zip, an Australian company, was founded in 2013...

Fiona Guthrie is the CEO of Financial Counselling Australia, the peak body for financial counsellors in Australia. Financial counsellors work in community organisations and provide free, independent and non- judgmental advice and assistance to people in financial stress. (In other parts of the...

Andy Harding,  leads Openpay as the UK Managing Director following the buy now, pay later platform?s launch into the UK  in 2019. Andy was previously interim Chief Digital Officer at Arcadia Group, where he was responsible for the overarching group digital strategy across seven fashion brands...

Georg Hauser, an Austrian national, is heading Credit Risk Management in ING in Germany, also known as ING-DiBa, part of the Dutch banking giant ING. His responsibilities comprise Retail Banking as well as Wholesale Banking, each of which poses its own challenges, but at the same time both go...

Independent advisor on change management and business development, avid blogger and experienced public speaker. Former Chief Digital/Technical Officer in Sbanken, Norway?s first online-only bank and leading challenger bank. Former VP of strategy and innovation in SpareBank 1.  Experienced...

Hizam Ismail is the co-founder and CEP of Repy, a leading "buy now pay later" platform that enables retailers to tap on the evolving needs of Millennials and Gen Z shoppers and power a brand new shopping experience for their stores.  Driven by his insights as a Millennial and his...

Nicolas Knecht is Co-Managing Director of the Lending Unit at Solarisbank, where he co-leads a cross-functional team with the objective to provide the most innovative and modular API-based lending products in Europe. He joined Solarisbank as Project Management Lead for the Lending Unit after...

Dr Krzysztof Korus is an attorney with a doctorate in law, and an economist. He is an expert on payment services, new technologies law, and banking law. Every year since 2015, he has been listed as a recommended lawyer in Chambers Europe in the Banking & Finance category. He is a pioneer in...

Yaacov is the Co-Founder and CEO at Jifiti. He holds an LLB in Law from the Hebrew University and is an active contributor to leading payments and fintech publications. Prior to Jifiti, Yaacov founded one of Israel?s leading import and distribution companies for consumer goods.

Ebbe Negenman is the Chief Risk Officer (CRO) of Knab. As a member of the executive board he is co-responsible for the management of the bank. Till 2017 Ebbe worked as Head of Regulatory Risk at ABN Amro and was highly involved in the innovative strategy of the bank. Till 2010 Ebbe was employed as...

Edo is the COO of Cape, a corporate credit card for SMEs. Cape is re-inventing the Corporate Credit Card to help digital business owners gain control of their cash flow through the platform, encompassing three integrated core features: a revolving line of credit, a buy now pay later instalment plan ...

Ali is the Founder & Editor-in-Chief at Advertainment Media & Fintech Finance and creator of ?The Payments Race.?  Since inception Ali has managed to grow Advertainment Media from a bootstrapped startup to a profitable company with turnover in the millions, while retaining 100% equity.  As...

Gary co-founded Laybuy in New Zealand in 2016 with his wife and two sons and has served as the Managing Director of the Company since. Gary is responsible for the overall management and strategic direction of the company. He is typically based in the United Kingdom in order to help drive Laybuy?s...

Andrew Rostami is President of Citizens Pay and has expertise in retail, e-Commerce, payments, point of sale, buy now pay later, installment lending, marketing, loyalty, and credit card programs.  Prior to Citizens, Andrew was a Principal at Bain & Company, advising industry-leading companies...

At RBC, Amit manages the Unsecured Lending Portfolio and the Newcomer Client Segment. Amit?s team has launched the first BNPL product in Canada among the major Canadian Banks, and has been instrumental in digitizing the unsecured lending business, which has the largest market share in the...

Simon is truly passionate about Innovation and making a real difference. He has been building innovation systems and clusters of innovation in almost all industries in the last decades. With a background as a Cluster expert at Oxford Research and after working intensely with the Financial Services...

As CEO and Co-Founder of Asia?s leading omnichannel Buy Now Pay Later platform, hoolah, Stuarts leads the strategy and growth of hoolah across Asia - a company focused on building closer relationships between retailers and consumers by driving mutual value and responsible affordability.  Prior to...

Sonny is the Head and Managing Director of the Consumer, Private and Business Banking business at Standard Chartered Bank, UAE. He is responsible for driving Wealth Management, Retail Products, Distribution/Branch Banking across Priority, Premium, Personal and Islamic segments. Prior to this role...

Lu Zurawski is an expert in digital payments, having specialised in transaction processing systems for many years. Lu lives in London with his wife and two teenagers ? a perpetual payments, big data and social media challenge. After a background in IT consultancy, Lu became the Retail Payments...