Andrea Cianchetti | Chief Product Officer
Al Etihad Payments

Andrea Cianchetti serves as the Chief Products Officer at Al Etihad Payments, where he oversees the end-to-end business aspects of AEP's flagship offerings: the Aani instant payments platform and the Jaywan card scheme. He is responsible for guiding the product vision and its value proposition, overseeing the business operations, and leading product development and market rollout to ensure their success and adoption. Prior to joining AEP, Andrea was a Principal at Kearney, specializing in financial services consulting. His expertise spans digital payments strategy and implementation, technology-driven operational transformations, customer experience improvements, business process re-engineering, and anti-money laundering initiatives. Andrea began his career in the payments industry, and then moved to consulting in Italy and, afterwards, transitioned to the Middle East He holds both a Bachelor’s and Master’s degree from the University of Bologna, with international experience at the University of Melbourne, Australia. Andrea is known for his business acumen in the payments industry, analytical mindset and strong problem-solving abilities, with a passion for travel and an open-minded approach to business and life.