Hassan Bharmal | Chief Commercial Officer
myZoi

Well-rounded senior financial professional with diversified experience of over two decades across consulting, retail, corproate and transaction banking, payments, cash management, trade finance, fintec collaboration, financial inclusion & literacy and digital transformation.

Presently working as the Chief Commerical Officer at myZoi a SC Venture entity focused on the financial inclusion and digital literacy of the underbanked across the GCC and beyond. Responsible for designing and driving the commercial strategy of the venture covering the business development model, client implementation function and collaboration across product, partnership, finance, brand and marketing functions to drive commercial viability.

Previously worked with PWC as a financial advisor (subject matter expert) with a large local bank in Saudi Arabia to transform their corporate banking business and designing the commercial strategy. Also worked as a transaction banking digitisation consultant for Commercial Bank of Dubai for a year.
Worked with Qatar National Bank Group as Head of International Transaction Banking.

Worked with Standard Chartered Bank for over 15 years across geographies managing multiple senior management roles.  Last role with Standard Chartered Bank was Head of Cash Management (MENA exUAE) covering sales, product management and client implementations.

Worked with Citbank N.A and ABN Amro during early career.

Alumni of Columbia University NY by successfully completing the Global Banking Program covering Fintec, Artificial Intelligence and Digital Transformation.