Agata Wolska | Project Manager, Ph.D Candidate, Member of the Blockchain Experts Association
Bank of Valletta PLC

Agata Wolska is an innovative and results-driven professional with extensive experience in management, leadership, and digital payments. With a strong background in financial services and fintech, she has successfully led projects in open banking, PSD2 compliance, and payment integrations across global markets. Agata specializes in integrating payment service providers (PSPs) and payment gateways, ensuring the seamless implementation of various payment methods, including cards, ACH, and digital wallets. She excels in end-to-end product management, overseeing card payment methods, token transfers, and API integrations while ensuring compliance with regulatory frameworks. In addition to her professional achievements, Agata is currently pursuing a Ph.D. at Kozminski University, where her research focuses on open banking and the digital transformation of financial services. Her academic work explores the evolving landscape of financial technology, regulatory challenges, and the future of digital banking. Publications: SSRN Journal Open Banking and the Catalysts for Digital Transformation in the Financial Ecosystem SSRN Journal Bridging the Gap: The Impact of Open Banking on Traditional Banking and FinTech Collaboration