With over 25 years in smart card business, Fabrice Jogand-Coulomb is an expert in digital services featuring strong security such as corporate identity including PKI solutions, contactless transport and payment. For the last 15 years Fabrice has been involved in mobile security solutions including DRM, authentication, mobile payment, mobile transport and mobile identity including blockchain. More recently, Fabrice has been a key influencer of international standards in the identity business such as ISO related to mDL, Digital travel credentials and more recently on mobile identity where he's also the editor of ISO 23220-4.