Agnes Mbeya is a finance executive microfinance CEO and development practitioner with over six years of experience advancing access to credit for underserved small and medium enterprises women and youth across Southern Africa. She is the Founder and CEO of Makko Brothers Credit Limited a fast growing microfinance institution focused on financing productive assets climate smart enterprises and inclusive business models in Malawi with regional expansion underway. Agnes specializes in SME credit structuring portfolio risk management and financing models for clean energy and climate resilience particularly within peri urban and rural markets. She is also a Tony Elumelu Foundation shortlisted mentor supporting early stage entrepreneurs across Africa and is recognized for her practical systems driven approach to inclusive and sustainable finance.