InvestEd is a fin-tech startup that provides education loans to college students declared unloanable by the financial system. With its proprietary credit scorecard, InvestEd can predict probability of repayment, even in absence of credit history. InvestEd leads the market in the Philippines and has a 99% repayment rate due to our credit scorecard. Moreover, InvestEd pairs the scorecard with our digital borrower success program which ensures career development, financial literacy and self-mastery of our borrowers, in order to improve repayment. InvestEd has 500 borrowers (P16M loan book) to-date.