Fractal Pay

Startup

Fractal Pay

Category: Digital Health · FinTech · Payments Infrastructure Location: Sydney, Australia

Fractal Pay is a healthcare-focused payments platform that enables families to pool, split, and settle out-of-pocket medical bills in real time, without relying on credit or fragmented transfers.

Healthcare payments are structurally broken: multiple providers, multiple invoices, multiple contributors, zero coordination. Fractal Pay acts as a healthcare-specific payments layer, allowing patients to share bills transparently with family members, track contributions, and settle providers with certainty—while reducing administrative burden and bad debt for clinics.

Founded by a practising clinician with formal fintech training, Fractal Pay sits at the intersection of healthcare delivery, payments infrastructure, and regulatory discipline. The company is preparing for pilot deployments with Australian healthcare providers in 2026.

Fractal Pay is building the financial coordination layer healthcare never had.

Website: www.fractalpay.com.au Contact: admin@fractalpay.com.au

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