Mandla Khupe is General Manager for Commercial at GoTyme Bank South Africa, where he leads the development of embedded lending and strategic distribution partnerships. He has over 15 years of experience across lending, investment and financial services, with a particular focus on SME finance and merchant cash advance. At GoTyme, Mandla works with banks, fintechs, marketplaces and payment platforms to embed accessible working-capital solutions into the ecosystems where businesses already operate. His experience spans credit, product, commercial strategy and partnerships, with a focus on using data and technology to make funding simpler and more accessible for SMEs.