Manish is a business professional with over 25 years’ experience in financial services, ecommerce, payments and fraud prevention. Starting his career at NatWest Bank Plc, Manish spent ten years within retail banking and international card acquiring before joining Retail Decisions (ReD) in 2000, in 2014 ReD was acquired by ACI Worldwide. At ReD, Manish was Regional President and responsible for leading its businesses in EMEA & LATAM. During his tenure at ReD and ACI, Manish has established himself as an accomplished expert within the field of payments and fraud prevention across banks, payment intermediaries and retailers. Manish has played a key role in financial inclusion through his deep understanding of the needs of businesses and consumers in Middle East, Africa and South Asia.