The Trust Nexus is a technology startup in Austin. We have solved the authentication problem. We employ out-of-band confirmation from the browser application context. Simple passwords become highly secure on trusted systems; this is what consumers really want.
Our solution also enables the cryptographic signature of single purpose distributed ledgers, a technology that will transform the world of finance (nothing to do with the blockchain hype). Our technology is open source and mostly free.
http://www.trustnexus.io/