Cashflow consistently remains the biggest challenge for growing small-to-medium sized businesses (SMEs). This is often driven by a timing mismatch between cash inflows and outflows, which puts a strain on a business’s working capital and ultimately its ability to take advantage of growth opportunities.
Banjo is an online lender providing unsecured working capital to SMEs, enabling them to write their next chapter of growth. We work hard to understand your client's business and provide a flexible finance solution that meets their ongoing working capital needs.
When considering a loan application we look at more than just a business’s assets or collateral. We also consider the business activity and multiple sources of industry data to obtain a more holistic view of a businesses’ position. As a result, we can approve more loans.
Benefits of working with Banjo:
* All loans are subject to eligibility criteria and approval by Banjo. Fees, terms and conditions apply.