Rahul Bhargava is a Director for Payments Markets Initiatives for the Asia Pacific region, and is responsible for a range of SWIFT’s strategic payments initiatives. During his previous career, Rahul has undertaken various leadership roles across banking, payments, fintech and consulting firms, and has had the opportunity to work across Asia Pacific, the Middle East and Europe in diverse engagements. Prior to joining SWIFT, Rahul was Head of Asia Pacific Financial Services Practice and Strategic Projects for NTT Data, where he was responsible for establishing the banking & payments related product and service portfolio, and leading strategic regional initiatives across APAC. Previously, Rahul has played a key role in regional core transformation programs for banking clients as a part of Accenture’s ASEAN Financial Services practice and also led Core Banking & Payments Consulting Practice within CSC India (previously Covansys). Rahul’s initial career included Product Management for the online inward crossborder remittances portfolio for ICICI Bank (India’s largest private sector bank). In continuation of his Banking, Payments and Digital experience, he has also subsequently led the Retail Banking & Digital Channels program portfolio for the Royal Bank of Scotland in Dubai.