Michael Eidel is Executive General Manager of Cash-flow and Transaction Services at the Commonwealth Bank. His role is to lead the Group’s portfolio of working capital solutions for business and institutional clients, which consists of cash and liquidity solutions, payments, trade finance, platforms and payment technology. Michael is a member of the Australian Payments Council and Director of the New Payments Platform Australia Board. He is an executive sponsor for Commonwealth Bank’s innovation initiatives, including blockchain and has appeared as a guest speaker on industry panels and events in both Australia and Europe. Before joining the Commonwealth Bank, Michael was Managing Director at Credit Suisse in Zurich where he held a variety of roles. He was also the Chairman of Fides Treasury Services Ltd., a world leading provider of multi-banking connectivity solutions. Previously, Michael was a management consultant with McKinsey & Company. Michael graduated from University of Freiburg, Germany with a PhD and Masters degree in Economics.