Mr Vince Au Yoong | Acting Director, Retail Banking
RHB Bank

Vince Au Yoong is currently the Senior Vice President and Head of Cards & Unsecured Business and Head of Retail Risk & Consumer Credit. Effective 6th April 2011, Vince has been appointed as Acting Director, Retail. He has more than 25 years working experience in the financial services industry. He has extensive experience in managing credit cards and consumer finance business with core competencies in consumer risk management and credit operations. In addition to Malaysia, his work has taken him to Fiji Islands, Philippines, Qatar and Bahrain. He had worked in domestic, regional and global financial institutions such as MBF, AmBank, Alliance Bank, Overseas Union Bank, United Overseas Bank, Citibank, Commercial Bank of Qatar. He was also the Chief Executive Officer of a payment terminals & services company in Malaysia in 2003, during the country's EMV migration period. His assignments involved turning around loss-making institutions, start-up new credit card and payments infrastructure businesses, project director of consumer/commercial loan origination systems and collections/recovery systems, set-up consumer risk structures/organizations. He had graduated from University of Malaya in 1985 with Bachelor of Arts (Economics) degree. He was the Chairman of the National Cards Group (2009-2011). He is recognized as a Leading Practitioner in Retail Banking by The Asianbanker in 2010.