Noemi is a dynamic Business Leader with 27 years work experience in health insurance and consumer banking gained from local and multinational financial institutions. She has a solid track record in business transformation, sales, and risk management. She is currently the President and CEO of PhilCare, a leading health maintenance organization in the Philippines. She has also occupied senior leadership roles at Citibank, American Express and Australia New Zealand Bank. Noemi’s international experience includes an expatriate assignment for ANZ Bank in Melbourne Australia and a regional role for Citibank businesses in the Asia-Pacific. Noemi graduated from De La Salle University with a degree in Accountancy and from the University of the Philippines where she took up her MBA.