• Innovation, a driver to increase competition and efficiency
• SEPA, the foundation for future development
• SEPA for cards, the benefits for prepaid
• Prepaid in the context of the e-money directive
 

• The extent to which prepaid drives cash substitution
• Analysing the future market potential of prepaid
• The components of the new “prepaid ecosystem”: the payment services directive and the e-money directive
• Preparing for the new regulatory framework
   

• Building on success in the US: what are the challenges and differences in Europe?
• Selecting financial institutions as a delivery tool: what is needed for prepaid to work within the public sector?
• Securing citizen engagement at launch: learning from the lessons of the private sector to ensure a successful launch  
• Disaster relief
• Travel & cash management
• Payroll and incentives
• Pension and social security
• The roll prepaid plays in financial responsibility of the vulnerable and disadvantaged
• The future of prepaid public services smart cards applications
   

• Developing a strong and unique prepaid value proposition based on clearly identified customer needs
• Creating scale at launch through the use of effective segmentation: developing a network distribution that hits target segments – youth, senior citizens, immigrant, underbanked
• Designing the most optimal business model to hit the right demographics – branch distribution network vs. outsource
• Ensuring end-user ‘buy-in’ through usability and familiarity – creating a unique value proposition through card design, manufacture and the point of sale system options
• Partnering with major brands to access key customer segments at launch
• The impact of local cultural factors in service adoption for prepaid globally
• Dealing with regulatory and legal issues as part of the launch process
•  

• The unbanked opportunity: providing a safer and more convenient alternative to paper 
• Providing consumer status and pride: understanding the difference in terms of structure and consumer payment culture
• Phasing in cards and overcoming key obstacles to national and localised rollout
• Using alternatives to target people who exist outside the daily fabric of the traditional banking system
• Bringing the unbanked and underbanked into the mainstream through the use of mobile
• What is the ultimate trade-off between risk management and opportunity?
   

• Globally interoperable transportation applications
• Benefiting from technological innovations like NFC

• Harmonisation of ticketing systems, travel regulations and fare systems
• The impact of NFC and mobile payments
• Gauging success: customer reaction, implementation and ease of use

• Beyond the vendor hype - what are the realities of leveraging gift card technologies for customer intelligence, promotions and rewards?
• Understanding consumer drivers and incorporating them into program design
• Putting a strategy into practice: understanding the customer value proposition versus ‘closed-loop’
• What realistically can prepaid offer to high-churn sectors and mature markets that isn’t already on offer?
• Overcoming the short-term challenges posed from competing loyalty based incentives
• What role do banks have in generating interest in ‘open-loop’ gift cards?
• How banks can effectively compete with retailers for share of consumer spend in the traditional gift card segment
   

• The best upcoming and established markets
• The product split by region
• Local vs. multinational processor
• Establishing a new business - branch office or simply issuing cross border?
• Examples of best practice
• Which model for what markets?
   

• The current situation in the Czech market relating to: Retail, Banking
  • The reasoning behind the creation of the PaySec solution
  • A brief description of the PaySec solution: Client, Merchant
  • Experiences from pilot and first months of production:
  - important features for clients and merchants
  - lessons learned
   

• A new $10bn spend in the global Gap Year market, how much will go through Prepaid cards?
• How will prepaid be used by this long duration, high spending, independent traveler (aged 18-65)
• Cutting edge Web/Travel 2.0 – influences on the market
• Prepaid – ensuring it’s share in the fastest growing travel sector of the millennium

• The growth of mobile subscribers vs. payment cards
• Integrating prepaid solution into an overall mobile strategy
• Understanding consumer needs and determining the real business motivators behind mobile value added services 
• Achieving critical mass adoption of NFC services: the critical success factors that will determine security and flexibility
• Examining the potential for the M-commerce model to enable advanced prepaid service offerings
• Learning the lessons of cards by actively seeking out partnership opportunities with major prepaid players
• Transforming the mobile handset to enhance the prepaid consumer experience

• Turning a vision into a reality
• Current vs. future ticketing distribution methods
• Harmonisation of ticketing systems, travel regulations and fare systems
   

• • Key drivers – reduction in operating costs
• • Fast track queuing through mobile barcodes and NFC
• • Technology hurdles in delivery and redemption
   

• Assessing potential new revenue streams created by prepaid contactless technology
• Reducing the cost implications of prepaid NFC for retailers
• Promoting NFC technology as a feature of the customer experience
• How will NFC change the way retail industries operate in the future: finding ways to connect consumer lifestyle choices with the convenience of contactless application
   

• Moving beyond pilots: commercializing NFC payments Lessons to date: how have early pilots influenced the path to commercialisation?
• More than payment: how do value-added features improve the business case for mobile contactless payment? 
• Building a viable long-term NFC business: standardised market approach or market-by-market business models?

• • The integration of a m-payment initiative to address the need of various niche markets
• • Which segments of the market really lean towards m-payment solutions?