Dr. Nav Bains is the GSMA Project Director for the NFC and the "Pay-Buy Mobile" (M-Payment) initiatives. Nav has over 17 years experience in the telecommunications industry and has successfully managed a number of large communications projects. Prior to GSMA, Nav has worked for LogicaCMG and ICO Global communications.

Dominique Brulé is Director of Marketing for Services Solutions within the Identification Business group of NXP Semiconductors. Dominique joined NXP in 2000, with experience in the smart card industry focusing on smart card readers for Pay TV and banking applications. In 2003, he led the business development activities for NFC technology in the mobile phone industry, including helping to define the global strategy to ensure the technology needs align with market requirements. In 2006, Dominique joined the Identification Business group of NXP as Director of Marketing, developing and promoting NFC-based m-commerce services. He is based in Sophia Antipolis, France.

Gordon Cooper is Regional Head of Mobile Payment in Visa’s Asia Pacific Region and has overall responsibility for driving innovation in Visa payment services across mobile consumer devices. Cooper joined Visa’s Singapore head office for Asia Pacific region in 1998, working initially on smart card initiatives targeted at emerging markets. In 1999, he shifted focus to the Japanese market, where he was responsible for defining Visa’s strategy in Japan for the migration to the Europay, MasterCard, and Visa (EMV) standard for smart cards. Moving to London in 2000, he took on responsibility for business development at a start-up venture in the Internet payments space, before coming back to Visa, this time in the London head office of the Central and Eastern Europe, Middle East and Africa (CEMEA) region. While in CEMEA region, Cooper played an influential role in defining smart card strategy for emerging markets, and was responsible for various smart card initiatives in Africa and Eastern Europe. In mid-2002, he transferred back to Visa Asia Pacific to become head of Visa’s smart card department in Japan. Under his leadership, Visa’s Tokyo office grew the number of EMV-compliant Visa cards in Japan from 4 million to 10 million in just one year and set the pace for EMV migration in Asia Pacific. In 2003, his role was expanded to include oversight of regional product development in smart cards, e-commerce, mobile commerce, and money transfer solutions. His accomplishments in that role include the launch of Visa’s first contactless smart card program. Cooper moved to Ho Chi Minh City in June 2004 to establish Visa’s presence in Vietnam and to serve as Country Manager for Vietnam, Cambodia, and Laos. Securing the first operating license in Vietnam for an international payment card company, he laid the groundwork for the establishment of a national settlement solution for Visa member banks in Vietnam and oversaw the launch of Visa Debit. He subsequently oversaw Visa’s operations in Singapore and Brunei before assuming his current post as Regional Head of Mobile Payment in November 2006. Prior to joining Visa, Cooper worked and studied in various parts of Japan. Originally from Halifax, Canada, he holds a Master of Business Administration (MBA) with Asia specialization from York University and an Honors Degree in Political Science / International Relations from Dalhousie University – both in Canada. Cooper currently resides in Singapore with his wife, Chere, and two sons, Julian and William.

Mohamed Kazi worked at Vodacom, South Africa’s largest cellular network, from 1997 until 2003. At Vodacom he was involved in the implementation of M-commerce products with South Africa’s four major banks including the introduction of pre-paid airtime distribution via ATMs, internet banking and Cellphone banking. While at Vodacom he assisted banks with the introduction of Cellphone Banking which led to his move to the Absa Bank Mobile Channel in 2003. Since joining Absa Bank the Cellphone Banking customer base at Absa has grown from 23 000 to over 550 000 services. He implemented WAP 2.0 banking in SA in 2006 resulting in Absa being the first bank to launch this service in SA, also implemented FREE Cellphone Banking which was followed by the other banks in SA and more recently involved the implementation of the successful DSA project for the acquisition of Cellphone Banking clients. Absa currently provides Cellphone Banking via WIG and WAP. In his current role of overseeing the Mobile Channel, he looks after all value added Mobile services including SMS alerts and notifications, WAP portals, content services and location services.

Rahul Khosla oversees product management for all Visa card products across Asia Pacific. His product responsibilities cover core credit, premium (Infinite, Platinum and Gold), deposit access, prepaid and remittances, and emerging products and technology. His role and previous experience in consumer financial services give him an excellent overview of the payment card industry across Asia Pacific. Rahul came to Visa International in 2000 after a 17-year career in consumer financial services in India. Before joining Visa International, he was the India country head for ANZ Grindlays Bank Personal Financial Services, which included business responsibility for retail banking and cards. Prior to that, he worked as Country Manager South Asia for Visa International and Vice President with Bank of America where he helped launch retail financial services in India. He also worked with American Express TRS where he helped launch the Indian card business and set up the global Financial Resource Center in India. Married, with two children, Rahul is based in Singapore.

Andrew combines his passion for new mobile technology and his experience in both large corporations and small to medium enterprises to understand the consumer and the online retail space.
After completing a Bachelor of Business/Marketing at Monash University, he started working with CarterHoltHarvey; first managing market leading brands such as Sorbent, Handee and Libra and then moving into brand management for Purex in Australia and New Zealand. Pursuing his interest in technology, he spent 2 years developing their eBusiness strategy and implementing projects including CRM and B2B trading. Andrew also held senior roles within their commercial businesses, before returning as Trade Marketing Manager. Remaining in FMCG, Andrew began growing a small Queensland based retailer called GetWinesDirect by moving it to Melbourne and expanding its offering and consumer base. GetWinesDirect quickly became Australia’s premier online wine retailer, specialising in excellent quality and value, and selling direct online or via the phone with a unique business model. Returning to corporate FMCG within the Woolworths business team at SCA, Andrew consulted in areas covering margin analysis, profitability, category review processes and communication.
His first move into the mobile industry was as General Manager for Victoria’s operations of Legion Interactive. Now known as Belong, they are Australia’s largest interactive marketing agency behind campaigns for Big Brother, Australian Idol, Coca-Cola and MasterCard to name a few. Now, as Head of Online Sales at Crazy John’s - Australia’s leading independent mobile retailer - Andrew has been integral in launching Australia’s newest MVNO (Mobile Virtual Network Operator).

Philippe Martineau is responsible for developing INSIDE's worldwide emerging NFC business line on various market segments. Philippe's task is to enhance the company’s strategy, and position INSIDE’s offer within this strategic market.Previously, Philippe spent the past 17 years in the smart card industry working for Gemplus in France including 3 years in the United States. Back in south of France he managed the Product Line of the Telecom Business Unit and later became Vice President 'Strategy'.

Srinivas Nidugondi has over Eleven years of experience in areas of business planning, product management and market development across the payment industry and the financial services sector. He has handled various emerging technologies and alternate distribution channels and specializes in the Mobile & Internet domains from a banking perspective. Srinivas played a key role in formulating the mobile strategy for ICICI Bank and has launched India’s first client based mobile banking product. He has worked on various alternate channel initiatives that includes the launch of India’s first intelligent cash acceptance kiosk that performs instant credit to the customer account. Currently Srinivas heads the direct banking product – B2 – which is the first online only product offering in India. Outside of work, Srinivas has keen interest in travelling across India and is an avid reader and is well versed with the history of Indic culture. Srinivas is a commerce graduate and holds an MBA from a premier Indian business school.

Sertac Ozinal is Chief Executive Officer of BKM as of 2004. BKM, Interbank Card Centre of Turkey carry out the authorization operation between the banks, domestic clearing and settlement of debit and credit card transactions. Before taking up his present role, Mr.Ozinal was Vice President of Retail Banking, Pamukbank. He joined Pamukbank in 1993 where he was promoted to Marketing Vice President in 1995. He was also responsible for the selling of retail banking products through all Pamukbank’s delivery channels. From 1988 to 1993 Mr. Ozinal worked for Andersen Consulting, in the Chicago and Istanbul Offices as Financial Services Senior Consultant. Sertac Ozinal holds a Bachelor of Science degree in Mechanical Engineering from Bosphorus University in addition to Master of Economics and MBA degrees.

Maybelle Santos is Senior Manager for Financial Services, Domestic Market for SMART Communications. Her focus areas are bottom of the pyramid (BOP) segments particularly microfinance institutions, rural banks, disbursements and P2P solutions. She has been with SMART communications since 2000 starting in Human Resources before moving to Marketing and Business Development July last year. Maybelle has over 18 years of relevant work experience in strategic business partnering, account management, and human resources management. She has sustained exposure on methodology and framework building for network, technology and software applications like front-end development, business process design and business outsourcing. She has significant exposure in mobile commerce and mobile payments applications, use cases development for tertiary markets and corporate/business process applications. Before SMART Communications, Maybelle worked with Accenture (formerly Andersen Consulting) in a regional role overseeing professional development operations for 11 countries. She was also previously connected with Mandarin Oriental, Hyatt Hotels and Integrated Microelectronics Inc. A product of the Philippine public school system, she has a Psychology Degree from the Pamantasan ng Lungsod ng Maynila.

Louis Soong is the Business Development Manager handling the sales and marketing activities in Asia. With both his Telecom (GSM / CDMA) and Banking (EMV) experience equipped from his business exposure in Asia and Europe, he has joined the FeliCa Business Center to further venture into the contactless smart card market. Since then, he has been contributing to expand the FeliCa smart card business by recommending new business approaches to FeliCa. He is also part of the FeliCa Strategic Alliance team, spearheading new business and partnership opportunity with potential business partners.

Koichi Tagawa is the General Manager of Global Standards and Industry Relations Dept. , that is in charge of technology standards and technology industry relations of the FeliCa Business. Since 2002, he supported the popularization of NFC and FeliCa as a headquarter member from the standardization point of view. He actively contributed to establish NFC Forum, and has been taking on the position of the vice chairman from the beginning and still today. He enthusiastically continues to contribute to the enhancement of NFC Eco-system throughout the contactless application industry.

At StarHub, Matthew Teo has been tasked to chart the mobile commerce strategies and i-mode service. Matthew, recognized for his specialty in mobile commerce, has acquired his expertise and knowledge in various executing and planning positions in the Telecommunications and Banking sectors. Particularly, he has been actively involved in the mobile payment, mobile commerce service, card and payment processing space in Singapore and Asia Pacific in recent years.

Wills joined Javelin in July 2008 to lead the firm’s strategic risk management, security, fraud, and compliance advisory services. He spent the last two and a half decades helping large, global enterprises and financial institutions strategically navigate the challenges of security. His breadth of expertise and global experience will enable Javelin to deepen its support of clients’ managing compliance mandates, privacy policies and implementation of business-wide security initiatives. Wills’ background spans a variety of industries including payment systems, ecommerce, homeland security, and enterprise software. He has served as a director, advisory board member, or strategic consultant for NTT Data Corporation, Wells Fargo Merchant Services, PayCycle.com, Hyundai and several startup ventures in the security arena.

Pam Zuercher is Head of Global Product Innovation for Visa Inc. In this role, Pam is responsible for developing new product and service strategies to address new market and technology opportunities for Visa. Her responsibilities include market analysis, technology assessments, consumer research, business case development, and product concept design and testing. In addition to general product innovation responsibilities, Pam also leads global product innovation initiatives, including Visa’s mobile and contactless (Visa payWave) initiatives.