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Speakers 
Mohamed Al Amiri,
Senior Vice President, Head of Branches,
Dubai Islamic Bank
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Ali Al Kuwari,
General Manager, Operations and Technology,
Qatar National Bank
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Khairil Anuar,
Head of Marketing,
Emirates Islamic Bank
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Mr Mounir Ariss,
Managing Director,
Peppers and Rogers
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David Bennett,
General Manager – Retail Banking,
Emirates Bank
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Prof. Dr. Erskin Blunck,
Vice President Product Marketing,
Thales e-transactions
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Mr. Robert Buchan,
COO, Loyalty,
The International Investor
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B. Chandrasekhar,
Regional Head of Cards, Middle East & South Asia,
Standard Chartered Bank, UK
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Phil Curtis,
Former Head of Cards Fraud,
LloydsTSB
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John Dolton,
Director,
Capital Finance Company
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Magdi Ali Fayed,
Manager - Card Services,
Qatar International Islamic Bank
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Omar Habbal,
Principle Consultant,
Logica CMG
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Hisham Hammoud,
Vice President Fraud Risk Management, Middle East and Africa Cluster Head,
Citibank
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Dr. Sherif Hashem,
Executive VP, Information Technology, Industry Development Authority,
Ministry of Communications and Information Technology, Egypt
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Lina Hediah,
CTO,
EastNets
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Mohamed Horani,
Chairman & CEO,
HPS
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Mr. Karan Kapur,
Head of Knowledge Based Marketing Retail Banking Group,
Mashreq Bank
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Ms Norliza Kassim,
Group Head of Marketing,
Commercial Bank of Qatar
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Lennart Lindgren,
Director, Strategic Business Development,
TietoEnator
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Mr Paul McNamara,
Managing Editor,
Banker Middle East
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Shaivakumar Menon,
Head of Cards Services,
Bank Muscat
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Shizuo Mizuguchi,
Deputy President,
JCB International
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Gary Mond,
Assitant General Manager - Retail Banking,
Burgan Bank
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George Nasr,
Head of Retail Banking and Marketing,
First National Bank
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Shailesh Paul,
Head of Cards,
Standard Chartered Bank, Qatar
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Derek Pearmund,
Director,
Federal Bank of the Middle East
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Guido Ramsdonck,
Business Development Manager,
ST Microelectronics
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 Mr. Ossama Salah el Din,
Vice President,
Sharjah Islamic Bank
“Currently acting as the Retail Group Head for SIB, Ossama has A total of 19 years experience in corporate and retail banking fields, encompassing marketing, products management, Business development, budgeting, strategic planning, sales, money market, and Inter bank's reconciliation. Specialized in launching new businesses, streamlining current processes and increase of business due to a greater visibility internally and along with the market / customers needs. Most of his experience has been developed in Citibank, and Calyon (formally Credit Agricole Indosuez), an exposure that allows the exchange of knowledge between different banking styles.”
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 Ali Salem,
Head of Cards,
Shamil Bank
Started banking career with Arab Financial Services in 1984 in Traveler’s cheques business and in 1989 entered the field of credit card in the berau processing services
1992 moved to Arab Islamic Bank to take the task of establishing Card Centre and head the card operations and Marketing. In 1996 joind Faisal Bank curently Shamil Bank to establish Card Services Centre and head the operation and markleting of the same. Deleveloped the First Islamic Credit Card Concept “ Al Rubban “ Card which is simillar to conventional Card but in line with Islamic Sharia’a. part time lucturer at Bahrain Institute for Banking and finance, Member of Bahrain Monitory Agency (BMA ) Smart Card Committee.
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Mr Peter Scriven,
Managing Director,
The Business Performance Consultancy
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 Anupam Shrivastava,
Head & General Manager , Credit Cards & Personal Loans, UAE,
Standard Chartered Bank
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John Skipper,
Director of Solutions Development,
Thales e-Security
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Trevor Stokes,
President and CEO,
American Express MENA
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Merve Tezel,
Director, Product and Portfolio Management,
Garanti Bank
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Sanjeev Tyagi,
Head of Cards,
Gulf Bank
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 Mrs Caroline Walpole,
Senior Business Consultant,
ACI Worldwide
Since joining ACI in 1993, Caroline has been involved in managing products and solutions that address
the "back-end" processing aspects of the payments business including card issuance, merchant management,
fraud detection and risk management. In 1999, Caroline was responsible for establishing and managing
the ‘FastStart for Visa Members’ programme in EMEA. This programme provided a suite of solutions and
consultancy for banks wishing to be early adopters of EMV. Caroline’s current role in ACI is one of
providing strategic consultancy at a Senior Management level of ACI’s customer base assisting them in
developing their payments infrastructures to embrace the new and emerging opportunities in the e-payments
market.
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